2102 Harmony Ave, Albert Lea, MN 56007 Property Records

Freeborn County property record for 2102 Harmony Ave, Albert Lea, MN 56007

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,360 sqft · built 1957
Lot Size0.438 acres (19,101 sqft)
OwnerIndividual Name on Record
Tax Bill$3,480 (2026)
Deeds & MortgagesAug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN34.259.0020

Property Details

APN / Parcel Number

Primary APN34.259.0020

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,360 sqft Living Area
1st Floor Area1,312 sqft
Basement Area540 sqft
Finished Basement540 sqft
Unfinished Basement1,004 sqft
FlooringHardwood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleRanch
Construction TypeFrame
Foundation TypeBlock
Roof TypeHip
Roof MaterialAsphalt
Lot Area19,101 sqft (0.438 acres)
Lot Dimensions144 ft deep x 132 ft wide
Garage TypeMixed
Garage Area768 sqft
Deck Area320 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address2102 HARMONY AVE
CityALBERT LEA
StateMN
Zip56007-2014
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHAMMER SECOND SUBDIVISION LOTS 1 & 2 HAMMER SECOND SUBD
Legal SubdivisionHAMMER SECOND SUBDIVISION
Legal Lot Number1-2
JurisdictionFREEBORN MN
Township / Civil DivisionALBERT LEA
Census Block Group1
Census Block1012
Census Tract180500

Owner

Source: Freeborn County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2102 HARMONY AVE, ALBERT LEA, MN 56007-2014
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREEBORN MN
Property Address2102 HARMONY AVE, ALBERT LEA, MN 56007-2014
Transaction TypeMortgage
Record UpdatedApr 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA528538
DateAug 14, 2017
InstrumentA528538
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2047
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Freeborn County assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateMinnesota
MunicipalityAlbert Lea City
CountyFreeborn County
Unified School DistrictAlbert Lea Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,480.00 Homeowner's exemption$246,700 (+10.23%) Land $27,200 Building $219,500$246,700 (+10.23%) Land $27,200 Building $219,500
2025$3,480.00 (+2.47%)
2023$3,396.00 (+38.39%) Homeowner's exemption$223,800 Land $27,200 Building $196,600$223,800 Land $27,200 Building $196,600
2020$2,454.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimAug 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 92% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAlbert Lea
serves 18,492 people · EPA ID MN1240001
Water SourceGroundwater
Last State InspectionSep 2025
Lead2 ppb (2025)
action level 15 ppb
Copper1.81 mg/L (2021)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Winnebago Cooperative Telecom Association
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
Midco
Fixed Wireless
100 / 20

May also be available: T-Mobile.

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