2102 Elm Tree Ct, Charlottesville, VA 22911 Property Records

Albemarle County property record for 2102 Elm Tree Ct, Charlottesville, VA 22911

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,440 sqft · built 2019
Lot Size	0.038 acres (1,673 sqft)
Owner	Individual Name on File
Last Sale	$291,595 (Nov 2019)
Tax Bill	$3,359 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`032G0-08-00-03000`

Property Details

APN / Parcel Number

Primary APN	`032G0-08-00-03000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,440 sqft Finished Area
Basement Area	720 sqft
Finished Basement	520 sqft
Unfinished Basement	200 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Wood
Lot Area	1,673 sqft (0.038 acres)
View / Lot	Proximity to Airport
Porch	Slab
Deck Area	304 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	2102 ELM TREE CT
City	CHARLOTTESVILLE
State	VA
Zip	22911-8303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRIARWOOD BLK 8 LOT 30
Legal Subdivision	BRIARWOOD
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIVANNA
Census Block Group	2
Census Block	2004
Census Tract	10201

Owner

2102 Elm Tree Ct is owned and occupied by an individual who bought it in November 2019.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	2102 ELM TREE CT, CHARLOTTESVILLE, VA 22911-8303
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Nov 1, 2019	Grant Deed, Subdivision Related Transfer · Conventional with PMI NVR MTG FIN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2019 · Amount on File
Deed Sale	Nov 1, 2019 · Amount on File
Deed Document Number	201912048
Deed Book / Page	5238 / 110
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2102 ELM TREE CT, CHARLOTTESVILLE, VA 22911-8303
Transaction Type	Mortgage
Record Updated	May 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5517/305
Date	Apr 12, 2021
Book Page	5517/305
Instrument	2021-00006324

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.99%

November 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Nov 1, 2019
Property Address	2102 ELM TREE CT, CHARLOTTESVILLE, VA 22911-8303
Document Number	0000012048
Book / Page	005238 / 000110
Instrument Date	Oct 14, 2019
Instrument	12048
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 23, 2019
Title Company	NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$291.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2102 ELM TREE CT CHARLOTTESVILLE VA 22911, CHARLOTTESVILLE, VA 22911

Mortgage

Document Number	12049
Date	Nov 1, 2019
Book Page	005238/000113
Instrument	12049

Lender

Name	NVR MTG FIN
Type	Mortgage Company
Address	CANONSBURG, PA 15317

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 31, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 2102 Elm Tree Ct was $3,359, down 0.2% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,359.00 (-0.18%)	$375,700 (-0.19%) Land $105,000 Building $270,700	$375,700 (-0.19%) Land $105,000 Building $270,700
2025	$3,365.00	$376,400 Land $100,000 Building $276,400	$376,400 Land $100,000 Building $276,400
2023	$2,988.00	$349,900 Land $96,500 Building $253,400	$349,900 Land $96,500 Building $253,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2102 Elm Tree Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2102 Elm Tree Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Elm Tree Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures