2102 Elm St, Zapata, TX 78076 Property Records

Zapata County property record for 2102 Elm St, Zapata, TX 78076

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,394 sqft · built 2009
Lot Size0.321 acres (14,000 sqft)
Owner2 Individual Names on File
Tax Bill$4,772 (2026)
Deeds & MortgagesMay 2022 Mortgage
Flood ZoneZone X (minimal risk)
APNR106101

Property Details

APN / Parcel Number

Primary APNR106101
Alternative APN
  • 004501420008000

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,394 sqft Living Area
1st Floor Area2,394 sqft

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2015
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area14,000 sqft (0.321 acres)
Lot Dimensions140 ft deep x 100 ft wide
Garage TypeMixed
Garage Area1,306 sqft
Parking Spaces7 Parking Spaces
PorchSlab
Porch Area534 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account NumberR106101
Street Address2102 ELM ST
CityZAPATA
StateTX
Zip78076-3641
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionZAPATA TOWNSITE, BLOCK 142, LOT 8 & 9
Legal SubdivisionZAPATA TOWNSITE
Legal Block142
Legal Lot Number8-9
JurisdictionZAPATA TX
Township / Civil DivisionZAPATA
Census Block Group1
Census Block1036
Census Tract950303

Owner

2102 Elm St is owned and occupied by two individuals.

Source: Zapata County records, as of October 2, 2026

Owner of Record2 Individual Names on File
Mailing Address2102 ELM ST, ZAPATA, TX 78076-3641
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionZAPATA TX
Property Address2102 ELM ST, ZAPATA, TX 78076-3641
Transaction TypeMortgage
Record UpdatedJul 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000187934
DateMay 25, 2022
Instrument187934
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term121 Months
DueJun 1, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 2102 Elm St was $4,772 with a homeowner's exemption, up 107.1% from the year before.

Source: Zapata County assessment roll, as of October 2, 2026

Property Jurisdictions

TypeName
StateTexas
CountyZapata County
Unified School DistrictZapata County Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,772.00 (+107.12%) Homeowner's exemption$227,577 (-3.27%) Land $35,420 Building $192,157$268,093 (+13.95%) Land $43,120 Building $224,973
2025$2,304.00 Homeowner's exemption$235,277 Land $43,120 Building $192,157$235,277 Land $43,120 Building $192,157
2023$227,577 (-) Land $35,420 Building $192,157$227,577 (-) Land $35,420 Building $192,157
2022$3,130.00 (-3.25%) Homeowner's exemption$227,577 Land $35,420 Building $192,157$227,577 Land $35,420 Building $192,157
2021$3,235.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2102 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 17, 2012

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2102 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemZAPATA COUNTY WATERWORKS SWTP
serves 13,736 people · EPA ID TX2530002
Water SourceSurface water
Last State InspectionAug 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jun 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Smartcom Telephone, Southwest Oklahoma Telephone Company.

Nearby Properties on Elm St

Nearby Streets

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