2102 E Rock Falls Rd, Rock Falls, IL 61071 Property Records

Whiteside County property record for 2102 E Rock Falls Rd, Rock Falls, IL 61071

Property Summary

Property TypeCommercial
Lot Size0.519 acres (22,600 sqft)
OwnerIndividual Name on File
Last Sale$85,000 (Oct 2006)
Tax Bill$769 (2025)
Deeds & MortgagesAug 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN1702202003

Property Details

APN / Parcel Number

Primary APN1702202003
Alternative APNs
  • 121242
  • 60347

Exterior

Lot Area22,600 sqft (0.519 acres)
Lot Dimensions225 ft deep x 100 ft wide

Location & Zoning

Account Number121242
Street Address2102 E ROCK FALLS RD
CityROCK FALLS
StateIL
Zip61071-3237
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionYEOWARDS 2ND SUB LOT 2 BLK 1 42600X
Legal SubdivisionYEOWARDS SECOND SUBDIVISION
Legal Block1
JurisdictionWHITESIDE IL
Township / Civil DivisionMONTMORENCY
Census Block Group3
Census Block3002
Census Tract1700

Owner

2102 E Rock Falls Rd, a commercial property, is owned by an individual who bought it in October 2006.

Source: Whiteside County records, as of May 22, 2026

Owner of RecordIndividual Name on File
Mailing Address2607 WALNUT ST, ROCK FALLS, IL 61071-3602
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 3, 2006 · Amount on File
Deed SaleOct 3, 2006 · Amount on File
Deed Document Number20068450-2006
Prior Transfer DateDec 2, 2005
Prior Transfer Doc0108122005
Record UpdatedSep 20, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITESIDE IL
Property Address2102 E ROCK FALLS RD, ROCK FALLS, IL 61071-3237
Document Number0000004431
Instrument DateAug 19, 2019
Transaction TypeMortgage
Record UpdatedSep 2, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2102 E ROCK FALLS RD ROCK FALLS IL 610713237, ROCK FALLS, IL 61071-3237

Mortgage

Document Number0000004431
DateAug 19, 2019
Instrument4431
Lender
NameSTERLING BK
TypeBank
AddressSTERLING, IL 61081
Agreement
TypeLine of Credit
AmountAmount on Record
Term60 Months
DueAug 18, 2024
Interest
Rate TypeAdjustable Rate
Rate6.2%

Tax Assessment & Valuation

The 2025 property tax bill for 2102 E Rock Falls Rd was $769.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWhiteside County
County SubdivisionMontmorency Township
Elementary School DistrictMontmorency Community Consolidated School District 145 (KG - 08)
Secondary School DistrictRock Falls Township High School District 301 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$769.00$9,188 Land $2,500 Building $6,688
2024$27,564 Land $7,500 Building $20,064

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2102 E Rock Falls Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1979)
Most Recent ClaimMar 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2102 E Rock Falls Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCK FALLS
serves 8,620 people · EPA ID IL1950450
Water SourceGroundwater
Last State InspectionDec 2023
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: Rise Broadband.

Nearby Properties on E Rock Falls Rd

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