Black Hawk County property record for 2102 E Lake St, Cedar Falls, IA 50613
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,240 sqft · built 1995 |
| Lot Size | 2.63 acres (114,562 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,990 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 9013-31-476-010 |
| Primary APN | 9013-31-476-010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,240 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 114,562 sqft (2.63 acres) |
| Garage Type | Mixed |
| Garage Area | 1,408 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 35 sqft |
| Deck Area | 404 sqft |
| Patio Area | 404 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 2102 E LAKE ST |
|---|---|
| City | CEDAR FALLS |
| State | IA |
| Zip | 50613-7661 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNPLATTED CEDAR FALLS PART OF S 1/2 SE SEC 31 T 90 R 13 DESC AS COM AT PT THAT IS 990 FT W OF SE COR SEC 31 TH N AT RT ANG |
| Legal Range | 13W |
| Legal Township | 90N |
| Legal Section | 31 |
| Legal Subdivision | CEDAR FALLS |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | CEDAR FALLS |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 2604 |
Source: Black Hawk County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2102 E LAKE ST, CEDAR FALLS, IA 50613-7661 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Cedar Falls City |
| Unified School District | Cedar Falls Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,990.00 (-7.89%) Homeowner's exemption | $276,760 (-0.94%) Land $34,890 Building $241,870 | $276,760 (-0.94%) Land $34,890 Building $241,870 |
| 2024 | $4,332.00 (+21.69%) | ||
| 2023 | $279,390 (+38.54%) Land $34,890 Building $244,500 | $279,390 (+38.54%) Land $34,890 Building $244,500 | |
| 2022 | $3,560.00 Homeowner's exemption | $201,670 Land $34,890 Building $166,780 | |
| 2021 | $201,670 Land $34,890 Building $166,780 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 77 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 77 in force |
| Nearby Flood Claims | 231 (1979–2019) |
| Claims Outside the SFHA | 5 of 231 |
| Most Recent Claim | Mar 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cedar Falls Utilities Fiber | 10,000 / 10,000 |
May also be available: GigFire, Mediacom Xtream, Nextlink.
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