2102 E 32nd St, Chattanooga, TN 37407 Property Records

Hamilton County property record for 2102 E 32nd St, Chattanooga, TN 37407

Property Summary

Property Type	Duplex
Details	3 ba · 1,190 sqft · built 1945
Lot Size	0.135 acres (5,895 sqft)
Owner	Company Name on Record
Last Sale	$181,000 (Jul 2024)
Tax Bill	$1,075 (2025)
Deeds & Mortgages	Jul 2025 Construction Loan Jul 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`156O D 025`

Property Details

APN / Parcel Number

Primary APN	`156O D 025`
Alternative APN	`0000094063`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,190 sqft Total Area

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1954
Architectural Style	Duplex Single
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	5,895 sqft (0.135 acres)
Lot Dimensions	139 ft deep x 42.2 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000094063
Street Address	2102 E 32ND ST
City	CHATTANOOGA
State	TN
Zip	37407-1862
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Description	LT 78 RUOFFS 2ND ADDN PB 6 PG 57 0142 12 02
Legal Subdivision	RUOFFS ADDN
Legal Lot Number	78
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	2
Census Block	2051
Census Tract	2500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of February 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	2102 E 32ND ST, CHATTANOOGA, TN 37407-1862
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2025	Deed of Trust, Mortgage · Construction Mortgage KIAVI FUNDING INC
Jul 22, 2024	Warranty Deed, Transfer CONCORD TITLE
Jul 22, 2024	Warranty Deed, Transfer · Line of Credit SCENIC CITY ACQUISITIONS
May 23, 2024	Warranty Deed, Transfer FOOTHILLS TITLE SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2024 · Amount on Record
Deed Sale	Jul 22, 2024 · Amount on Record
Prior Sale	Jul 22, 2024 · Amount on Record
Deed Document Number	20240722268
Deed Book / Page	13655 / 78
Prior Transfer Date	Aug 15, 2002
Prior Transfer Doc	6338488
Record Updated	Jun 8, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	2102 E 32ND ST, CHATTANOOGA, TN 37407-1862
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000122
Date	Jul 29, 2025
Book Page	13996/724
Instrument	2025072900122

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 22, 2024
Property Address	2102 E 32ND ST, CHATTANOOGA, TN 37407-1862
Document Number	0000000107
Book / Page	13654 / 201
Map Reference	MB 6 PG 57
Instrument Date	Jul 17, 2024
Instrument	2024072200107
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	CONCORD TITLE

Transaction

Amount	Amount Recorded
Tax	$629.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2102 E 32ND ST, CHATTANOOGA, TN 37407-1862

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 22, 2024
Property Address	2102 E 32ND ST, CHATTANOOGA, TN 37407-1862
Document Number	0000000268
Book / Page	13655 / 78
Map Reference	MB 6 PG 57
Instrument Date	Jul 17, 2024
Instrument	2024072200268
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	CONCORD TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$669.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9507 E STANARD RD, CHATTANOOGA, TN 37421

Mortgage

Document Number	0000000269
Date	Jul 22, 2024
Instrument	2024072200269

Lender

Name	SCENIC CITY ACQUISITIONS
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	7 Months
Due	Feb 1, 2025

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	May 23, 2024
Property Address	2102 E 32ND ST, CHATTANOOGA, TN 37407-1862
Document Number	0000000012
Book / Page	13599 / 729
Map Reference	MB 6 PG 57
Instrument Date	May 17, 2024
Instrument	2024052300012
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	FOOTHILLS TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$518.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1294 LEASIDE LN, HIXSON, TN 37343-3072

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,075.00 (+100.93%)	$70,960 (+196.66%)	$177,400 (+196.66%) Land $30,000 Building $147,400
2024	$535.00	$23,920 (-)	$59,800 (-) Land $10,000 Building $49,800
2023	$535.00	$23,920 (-)	$59,800 (-) Land $10,000 Building $49,800
2022	$535.00	$23,920	$59,800 Land $10,000 Building $49,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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