2102 Cold Springs Rd, Placerville, CA 95667 Property Records

El Dorado County property record for 2102 Cold Springs Rd, Placerville, CA 95667

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,345 sqft · built 1961
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Last Sale	$430,000 (Jul 2021)
Tax Bill	$4,791 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Jul 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`323-050-022-000`

Property Details

APN / Parcel Number

Primary APN	`323-050-022-000`
Alternative APNs	`32305022100` `3230502210`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Building Area	1,345 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Traditional
Construction Type	Wood
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,345 sqft

Utilities, Heating & Cooling

Heating System	Electric
Water Source	Commercial

Location & Zoning

Street Address	2102 COLD SPRINGS RD
City	PLACERVILLE
State	CA
Zip	95667-3107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2A
Legal Description	SEC 10 10 10
Jurisdiction	EL DORADO CA
Township / Civil Division	PLACERVILLE
Census Block Group	2
Census Block	2018
Census Tract	31000

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2102 COLD SPRINGS RD, PLACERVILLE, CA 95667-3107
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2024	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Jul 14, 2021	Grant Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Nov 1, 2018	Grant Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP
Oct 18, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Oct 16, 2017	Trustee's Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2021 · Amount on Record
Deed Sale	Jul 14, 2021 · Amount on Record
Prior Sale	Nov 1, 2018 · Amount on Record
Deed Document Number	202145959
Prior Transfer Date	Oct 11, 2017
Prior Transfer Doc	0000046086
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	2102 COLD SPRINGS RD, PLACERVILLE, CA 95667-3107
Transaction Type	Mortgage
Record Updated	Mar 26, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2102 COLD SPRINGS RD, PLACERVILLE, CA 95667-3107

Mortgage

Document Number	0000007443
Date	Mar 15, 2024
Instrument	2024-0007443

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	329 Months
Due	Aug 1, 2051

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Jul 14, 2021
Property Address	2102 COLD SPRINGS RD, PLACERVILLE, CA 95667-3107
Document Number	0000045959
Instrument Date	Jun 17, 2021
Instrument	2021-0045959
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2102 COLD SPRINGS RD, PLACERVILLE, CA 95667-3107

Mortgage

Document Number	0000045960
Date	Jul 14, 2021
Instrument	2021-0045960

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Nov 1, 2018
Property Address	2102 COLD SPRINGS RD, PLACERVILLE, CA 95667-3107
Document Number	0000042474
Instrument Date	Oct 24, 2018
Instrument	2018-0042474
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	USA NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2102 COLD SPRINGS RD, PLACERVILLE, CA 95667-3107

Mortgage

Document Number	0000042475
Date	Nov 1, 2018
Instrument	2018-0042475

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	2102 COLD SPRINGS RD, PLACERVILLE, CA 95667-3107
Document Number	0000047798
Instrument Date	Oct 18, 2017
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2015 MANHATTAN BEACH BLVD #100 REDONDO BEACH CA 902781230, 100, REDONDO BEACH, CA 90278-1230

Mortgage

Document Number	0000047798
Date	Oct 25, 2017
Instrument	47798

Lender

Name	BANK OF THE WEST
Type	Bank
Address	SAN RAMON, CA 94583

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	EL DORADO CA
Recording Date	Oct 16, 2017
Property Address	2102 COLD SPRINGS RD, PLACERVILLE, CA 95667-3107
Document Number	0000046086
Instrument Date	Oct 4, 2017
Instrument	46086
Transaction Type	Foreclosure
Record Updated	Jun 11, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$258.50
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2015 MANHATTAN BEACH BLVD #100 REDONDO BEACH CA 902781230, 100, REDONDO BEACH, CA 90278-1230
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Gold Trail Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$465,445 (+2%) Land $140,716 Building $324,729
2025	$4,791.00 (+4.11%)	$456,319 (+4.04%) Land $137,957 Building $318,362
2023	$4,602.00 (+1.46%)	$438,600 Land $132,600 Building $306,000
2022	$4,536.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 65% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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