Saginaw County property record for 2102 Cherry St, Saginaw, MI 48601
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,164 sqft · built 1928 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on File |
| Last Sale | $33,000 (Jun 2022) |
| Tax Bill | $1,013 (2025) |
| Deeds & Mortgages | Jun 2022 Sale Mar 2020 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 92-10-0-67-2000-000 |
| Primary APN | 92-10-0-67-2000-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,164 sqft Living Area |
| 1st Floor Area | 582 sqft |
| Basement Area | 582 sqft |
| Unfinished Basement | 582 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Exterior Material | Other |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 100 ft deep x 48 ft wide |
| Garage Area | 289 sqft |
| Porch | Porch |
| Porch Area | 168 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 2102 CHERRY ST |
|---|---|
| City | SAGINAW |
| State | MI |
| Zip | 48601-2039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | N.100 FT.OF LOT 1,EXC.E.100 FT.,BLK.4,SARAH BUGBEES SUBDIVISION OF SO MUCH OF THE WEST 1/2 OF SOUTH WEST 1/4 OF SECTION 20 AS |
| Legal Subdivision | BUGBEES SUBDIVISION |
| Legal Block | 4 |
| Legal Lot Number | 1 |
| Legal Unit | 1 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | SAGINAW |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 800 |
2102 Cherry St is owned and occupied by an individual who bought it in June 2022.
Source: Saginaw County records, as of October 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2102 CHERRY ST, SAGINAW, MI 48601-2039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 1, 2022 | Warranty Deed, Transfer SAGINAW BAY AREA TITLE AGENCY, SAGINAW BAY AREA TITLE AGCY |
| Mar 19, 2020 | Grant Deed, Transfer NOT AVAILABLE |
| Mar 19, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Apr 16, 2018 | Deed with Mortgage, Transfer · Conventional with PMI VINCZ PVEL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 2022 · Amount on File |
| Deed Sale | Jun 1, 2022 · Amount on File |
| Prior Sale | Mar 19, 2020 · Amount on File |
| Deed Document Number | 202215915 |
| Transfer Doc | 0000001047 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Jun 1, 2022 |
| Property Address | 2102 CHERRY ST, SAGINAW, MI 48601-2039 |
| Document Number | 0000015915 |
| Map Reference | LB 1 PG 41 |
| Instrument Date | May 23, 2022 |
| Instrument | 2022015915 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2022 |
| Title Company | SAGINAW BAY AREA TITLE AGENCY, SAGINAW BAY AREA TITLE AGCY |
| Amount | Amount on Record |
|---|---|
| Tax | $247.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1828 CHRISTOPHER WAYNE ST, 1828, LAKELAND, FL 33815-3787 |
| Name | Verified Name |
|---|---|
| Address | 2102 CHERRY ST, SAGINAW, MI 48601-2039 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Mar 19, 2020 |
| Property Address | 2102 CHERRY ST, SAGINAW, MI 48601-2039 |
| Document Number | 0000006397 |
| Instrument Date | Mar 3, 2020 |
| Instrument | 6397 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $20.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2415 HATTON CHASE LN KISSIMMEE FL 347463592, KISSIMMEE, FL 34746-3592 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Mar 19, 2018 |
| Property Address | 2102 CHERRY ST, SAGINAW, MI 48601-2039 |
| Document Number | 0000006025 |
| Instrument Date | Mar 16, 2018 |
| Instrument | 6025 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4106 MORRIS ST SAGINAW MI 486014240, SAGINAW, MI 48601-4240 |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Apr 16, 2018 |
| Property Address | 2102 CHERRY ST, SAGINAW, MI 48601-2039 |
| Instrument Date | Mar 16, 2018 |
| Instrument | 11919 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2018 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $30.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2102 CHERRY ST SAGINAW MI 486012039, SAGINAW, MI 48601-2039 |
| Document Number | 0000011919 |
|---|---|
| Date | Apr 16, 2018 |
| Instrument | 11919 |
| Name | VINCZ PVEL |
|---|---|
| Address | 1010 GA HIGHWAY 247 S, KATHLEEN, GA 31047-2350 |
| Special Notes | Seller Financed |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Apr 15, 2023 |
| Rate | 10% |
|---|
The 2025 property tax bill for 2102 Cherry St was $1,013 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| Municipality | Saginaw City |
| Unified School District | Saginaw City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,700 | $29,400 | |
| 2025 | $1,013.00 Homeowner's exemption | ||
| 2023 | $12,300 | $24,600 | |
| 2022 | $540.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2102 Cherry St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2102 Cherry St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAGINAW serves 44,058 people · EPA ID MI0005850 |
|---|---|
| Water Source | Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY |
| Last State Inspection | Feb 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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