2102 Bay Point Blvd, Milton, FL 32583 Property Records

Santa Rosa County property record for 2102 Bay Point Blvd, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,849 sqft · built 1994
Lot Size	1.03 acres (44,954 sqft)
Owner	2 Individual Names on Record
Last Sale	$565,000 (Feb 2023)
Tax Bill	$2,867 (2024)
Deeds & Mortgages	Feb 2023 Sale May 2021 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`16-1S-28-0000-00141-0000`

Property Details

APN / Parcel Number

Primary APN	`16-1S-28-0000-00141-0000`
Alternative APN	`S281160000001410000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,849 sqft Living Area
Gross Area	4,386 sqft
1st Floor Area	2,849 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	44,954 sqft (1.03 acres)
Lot Dimensions	115 ft deep x 300 ft wide
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Finished/Open Porch
Porch Area	189 sqft
Deck Area	580 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2102 BAY POINT BLVD
City	MILTON
State	FL
Zip	32583-7804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	COMMENCE AT NORTHEAST CORNER OF SECTION 16 TOWNSHIP 1 SOUTH RANGE 28 WEST; THENCE SOUTH 420857 EAST ALONG E SECT LINE 800 FT +/- TO MEAN HIGH WATER LINE OF TROUT BAYOU FOR POINT OF BEGINNING; THENCE NORTH 42*0857W 10 FT +/- TO SOUTH R/W OF BAY POINT
Legal Range	28W
Legal Township	1S
Legal Section	16
Legal Subdivision	BAY POINT RETREAT
Legal Block	A
Legal Lot Number	1
Jurisdiction	SANTA ROSA FL
Township / Civil Division	AVALON-MULAT
Census Block Group	1
Census Block	1032
Census Tract	10710

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2102 BAY POINT BLVD, MILTON, FL 32583-7804
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2023	Warranty Deed, Transfer SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY
May 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
May 24, 2021	Warranty Deed, Transfer NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE
Jan 8, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2023 · Amount on Record
Deed Sale	Feb 16, 2023 · Amount on Record
Prior Sale	May 24, 2021 · Amount on Record
Deed Document Number	20236504
Deed Book / Page	4367 / 916
Prior Transfer Date	May 11, 2021
Prior Transfer Doc	0041220502
Record Updated	Jun 8, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Feb 16, 2023
Property Address	2102 BAY POINT BLVD, MILTON, FL 32583-7804
Document Number	0043670916
Book / Page	4367 / 916
Instrument Date	Feb 14, 2023
Instrument	202306504
Transaction Type	Transfer
Record Updated	Mar 20, 2023
Title Company	SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$3,955.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2102 BAY POINT BLVD, MILTON, FL 32583-7804

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2102 BAY POINT BLVD, MILTON, FL 32583-7804

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	2102 BAY POINT BLVD, MILTON, FL 32583-7804
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2102 BAY POINT BLVD, MILTON, FL 32583-7804

Mortgage

Document Number	0041220918
Date	May 24, 2021
Book Page	4122/918
Instrument	202134484

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	May 24, 2021
Property Address	2102 BAY POINT BLVD, MILTON, FL 32583-7804
Document Number	0041220502
Book / Page	4122 / 502
Instrument Date	May 11, 2021
Instrument	202134358
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE

Transaction

Amount	Amount Recorded
Tax	$1,792.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2102 BAY POINT BLVD, MILTON, FL 32583-7804

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA ROSA FL
Recording Date	Jan 8, 2021
Property Address	2102 BAY POINT BLVD, MILTON, FL 32583-7804
Document Number	0040540085
Book / Page	4054 / 85
Instrument Date	May 5, 2016
Instrument	202101346
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2102 BAY POINT BLVD, MILTON, FL 32583-7804

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$216,208 (+2.9%)	$377,008 (+1.96%) Land $105,600 Building $271,408
2024	$2,867.00 (-43.05%) Homeowner's exemption	$210,115 (-39.54%)	$369,756 (+6.39%) Land $105,600 Building $264,156
2023	$5,034.00 (+63.18%) Homeowner's exemption Widower's exemption	$347,538 (+43.49%) Land $86,400 Building $261,138	$347,538 (+4.98%) Land $86,400 Building $261,138
2022	$3,085.00 Homeowner's exemption Widower's exemption	$242,206	$331,037 Land $76,800 Building $254,237

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 469 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	469 in force
Nearby Flood Claims	153 (2004–2022)
Claims Outside the SFHA	14 of 153
Most Recent Claim	Feb 2022 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 117 claims Hurricane Frances, Sep 2004 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 67% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAGDAD-GARCON POINT WATER SYSTEM public/private · serves 10,896 people · EPA ID FL1570042
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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