2102 Bailey Ave, Chattanooga, TN 37404 Property Records

Hamilton County property record for 2102 Bailey Ave, Chattanooga, TN 37404

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,338 sqft · built 1920
Lot Size	0.15 acres (6,566 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Jan 2023)
Tax Bill	$619 (2025)
Deeds & Mortgages	Jan 2023 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`146N B 003`

Property Details

APN / Parcel Number

Primary APN	`146N B 003`
Alternative APN	`0000076469`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,338 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1982
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,566 sqft (0.15 acres)
Lot Dimensions	134 ft deep x 49 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000076469
Street Address	2102 BAILEY AVE
City	CHATTANOOGA
State	TN
Zip	37404-3122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LT 2 BLK 36 MONTAGUES HIGHLAND PARK ADDN NO 2 PB1 PG35
Legal Subdivision	MONTAGUES ADDN HIGHL
Legal Block	36
Legal Lot Number	2
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1014
Census Tract	1300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2102 Bailey Ave is owned and occupied by an individual who bought it in January 2023.

Source: Hamilton County records, as of January 2, 2026

Owner of Record	Individual Name on File
Mailing Address	2102 BAILEY AVE, CHATTANOOGA, TN 37404-3122
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2023 · Amount on File
Deed Sale	Jan 3, 2023 · Amount on File
Prior Sale	Oct 30, 2013 · Amount on File
Deed Document Number	20234
Deed Book / Page	13179 / 203
Prior Transfer Date	Sep 15, 2004
Prior Transfer Doc	0073050216
Record Updated	Jun 8, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jan 3, 2023
Property Address	2102 BAILEY AVE, CHATTANOOGA, TN 37404-3122
Document Number	0000000004
Book / Page	13179 / 203
Map Reference	MB 1 PG 35
Instrument Date	Dec 30, 2022
Instrument	2023010300004
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2102 BAILEY AVE, CHATTANOOGA, TN 37404-3122

Mortgage

Document Number	0131790692
Date	Jan 3, 2023
Instrument	13179-0692

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Dec 22, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 2102 Bailey Ave was $619, down 23.8% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$619.00 (-23.77%)	$40,850 (+12.53%)	$163,400 (+12.53%) Land $70,000 Building $93,400
2024	$812.00	$36,300 (-)	$145,200 (-) Land $50,000 Building $95,200
2023	$812.00	$36,300 (-)	$145,200 (-) Land $50,000 Building $95,200
2022	$812.00	$36,300	$145,200 Land $50,000 Building $95,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2102 Bailey Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1989)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1989 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2102 Bailey Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20