2102 5th St N, Columbus, MS 39705 Property Records

Lowndes County property record for 2102 5th St N, Columbus, MS 39705

Property Summary

Property TypeProfessional Building (Legal, Insurance, Real Estate, Business)
Details6,490 sqft · built 1979
Lot Size1.49 acres (64,750 sqft)
OwnerCompany Name on File
Last Sale$600,000 (Aug 1997)
Tax Bill$14,892 (2025)
Deeds & MortgagesDec 2019 Line of Credit
Oct 2019 Construction Loan
Flood ZoneZone X (moderate risk)
APN56W160000105

Property Details

APN / Parcel Number

Primary APN56W160000105
Alternative APNs
  • 011593
  • 11593

Interior

Building Area6,490 sqft Total Area
1st Floor Area12,980 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1979
Exterior MaterialOther
Foundation TypeSlab (Mat/Raft)
Roof TypeSteel Frame/Truss
Roof MaterialBuilt-Up Asphalt
Lot Area64,750 sqft (1.49 acres)
Lot Dimensions250 ft deep x 259 ft wide
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number011593
Street Address2102 5TH ST N
CityCOLUMBUS
StateMS
Zip39705-2222
Property CategoryCommercial
Property TypeCommercial > Office > Professional Building (Legal, Insurance, Real Estate, Business)
Legal DescriptionPT NE4 NW4 5 ST N -MOORES CR PLAZA
Legal Range18W
Legal Township18S
Legal Section09
JurisdictionLOWNDES MS
Township / Civil Division2
Census Block Group3
Census Block3012
Census Tract901

Owner

2102 5th St N, a commercial property, is owned by a company that bought it in August 1997 and is owner-occupied.

Source: Lowndes County records, as of December 15, 2025

Owner of RecordCompany Name on File
Mailing AddressPO BOX 8998, COLUMBUS, MS 39705-0037
OccupancyOwner Occupied
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 9, 2019Trustee's Deed, Construction Loan · Line of Credit
BANKFIRST FIN'L SVCS
Oct 1, 2019Trustee's Deed, Construction Loan · Construction Mortgage
BANKFIRST FIN'L SVCS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 6, 1997 · Amount on File
Deed SaleAug 6, 1997 · Amount on File
Deed Document Number0001088587
Record UpdatedJun 8, 2026

December 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionLOWNDES MS
Recording DateDec 9, 2019
Property Address2102 5TH ST N, COLUMBUS, MS 39705-2222
Document Number0020196083
Book / Page002019 / 026083
Instrument DateNov 20, 2019
Transaction TypeConstruction Loan
Record UpdatedJan 7, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2942 BLUECUTT RD COLUMBUS MS 397051447, COLUMBUS, MS 39705-1447

Mortgage

Document Number20196083
DateDec 9, 2019
Book Page002019/026083
Lender
NameBANKFIRST FIN'L SVCS
TypeFunding / Finance Company
AddressCOLUMBUS, MS 39703
Agreement
TypeLine of Credit
AmountAmount on Record
Term12 Months
DueDec 8, 2020
Interest
Rate TypeAdjustable Rate

October 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionLOWNDES MS
Recording DateOct 1, 2019
Property Address2102 5TH ST N, COLUMBUS, MS 39705-2222
Document Number0020190883
Book / Page002019 / 020883
Instrument DateSep 23, 2019
Transaction TypeConstruction Loan
Record UpdatedOct 18, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2942 BLUECUTT RD COLUMBUS MS 397051447, COLUMBUS, MS 39705-1447

Mortgage

Document Number20190883
DateOct 1, 2019
Book Page002019/020883
Lender
NameBANKFIRST FIN'L SVCS
TypeFunding / Finance Company
AddressCOLUMBUS, MS 39703
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueSep 30, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 2102 5th St N was $14,892 with an additional exemption, up 1.2% from the year before.

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyLowndes County
MunicipalityColumbus City
Unified School DistrictColumbus Municipal School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,892.00 (+1.24%) Additional exemption filed$91,169$607,790 Land $170,940 Building $436,850
2024$14,710.00 (+5.2%)
2023$13,983.00 Additional exemption filed$85,500$570,000 Land $170,940 Building $399,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2102 5th St N in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 15 policies
Nearby Flood Policies15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2102 5th St N is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLUMBUS LIGHT & WATER
serves 23,616 people · EPA ID MS0440003
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
C Spire Wireless
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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