2102 186th Ave E, Lake Tapps (Bonney Lake), WA 98391 Property Records

Pierce County property record for 2102 186th Ave E, Lake Tapps, WA 98391

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.75 ba · 4,049 sqft · built 1993
Lot Size0.545 acres (23,738 sqft)
OwnerIndividual Name on Record
Last Sale$1,800,000 (May 2021)
Tax Bill$18,818 (2026)
Deeds & MortgagesFeb 2022 Mortgage
May 2021 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN507500-0-950

Property Details

APN / Parcel Number

Primary APN507500-0-950

Interior

Bedrooms4 Beds
Full Baths4.75 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Stories2 Stories
Building Area4,049 sqft Living Area
Gross Area5,417 sqft
Upper Floors Area798 sqft
Basement Area1,203 sqft
Laundry RoomLaundry Room
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 2000
Architectural StyleBi-Level
Exterior MaterialFrame Siding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area23,738 sqft (0.545 acres)
TerrainLow
View / LotLake Front
Garage TypeAttached
Garage Area1,253 sqft
Parking Spaces7 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area377 sqft
Deck Area115 sqft
Patio Area230 sqft
Shed1 Shed
Shed Area1,203 sqft
Boat AccessBoat Access
Total Buildings3 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address2102 186TH AVE E
CityLAKE TAPPS
StateWA
Zip98391-9484
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMSF
Legal DescriptionSECTION 09 TOWNSHIP 20 RANGE 05 QUARTER 24 LAKE TAPPS TACOMA POINT: LAKE TAPPS TACOMA POINT L 21 B 2
Legal Range05
Legal Township20
Legal Section09
Legal SubdivisionLAKE TAPPS TACOMA POINT
Legal Block2
Legal Lot Number21
JurisdictionPIERCE WA
Township / Civil DivisionPUYALLUP
Census Block Group4
Census Block4009
Census Tract70315

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2102 186TH AVE E, LAKE TAPPS, WA 98391-9484
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 4, 2022Deed of Trust, Mortgage · VA Mortgage
MOVEMENT MORTGAGE
May 18, 2021Warranty Deed, Transfer · VA Mortgage
MOVEMENT MORTGAGE
Jan 25, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC
Feb 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MTG
Jun 29, 2018Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 18, 2021 · Amount on Record
Deed SaleMay 18, 2021 · Amount on Record
Prior SaleJun 29, 2018 · Amount on Record
Deed Document Number2021890
Prior Transfer DateJan 19, 2021
Prior Transfer Doc0000000600
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address2102 186TH AVE E, LAKE TAPPS, WA 98391-9484
Transaction TypeMortgage
Record UpdatedOct 31, 2023
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002040167
DateFeb 4, 2022
Instrument202202040167
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
AddressFORT MILL, SC 29707
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPIERCE WA
Recording DateMay 18, 2021
Property Address2102 186TH AVE E, LAKE TAPPS, WA 98391-9484
Document Number0005180890
Map ReferenceVOL 17 PG 1-8
Instrument DateMay 14, 2021
Instrument202105180890
Transaction TypeTransfer
Record UpdatedOct 31, 2023
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF WA I

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$35,550.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2102 186TH AVE E, LAKE TAPPS, WA 98391-9484

Mortgage

Document Number0005180891
DateMay 18, 2021
Instrument202105180891
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

January 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPIERCE WA
Recording DateJan 25, 2021
Property Address2102 186TH AVE E, LAKE TAPPS, WA 98391-9484
Document Number0001250600
Map ReferenceVOL 17 PG 1-8
Instrument DateJan 19, 2021
Instrument202101250600
Transaction TypeTransfer
Record UpdatedSep 17, 2021
Title CompanyTICOR TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2102 186TH AVE E, LAKE TAPPS, WA 98391-9484

Mortgage

Document Number0001250601
DateJan 25, 2021
Instrument202101250601
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address2102 186TH AVE E, LAKE TAPPS, WA 98391-9484
Document Number2002280277
Instrument DateFeb 24, 2020
Transaction TypeMortgage
Record UpdatedMar 13, 2020
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2102 186TH AVE E LAKE TAPPS WA 983919484, LAKE TAPPS, WA 98391-9484

Mortgage

Document Number2002280277
DateFeb 28, 2020
Instrument202002280277
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term432 Months
DueFeb 27, 2056

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPIERCE WA
Recording DateJun 29, 2018
Property Address2102 186TH AVE E, LAKE TAPPS, WA 98391-9484
Document Number0006291110
Map ReferenceVOL 17 PG 1-8
Instrument DateJun 21, 2018
Instrument201806291110
Transaction TypeTransfer
Record UpdatedSep 17, 2021
Title CompanyOLD REPUBLIC TITLE LTD

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$17,711.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2102 186TH AVE E, LAKE TAPPS, WA 98391-9484

Mortgage

Document Number0006291111
DateJun 29, 2018
Instrument201806291111
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2048

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateWashington
CountyPierce County
Unified School DistrictDieringer School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$18,818.00 (+2.89%)$1,775,300 (+4.03%) Land $686,500 Building $1,088,800$1,775,300 (+4.03%) Land $686,500 Building $1,088,800
2025$18,290.00 (+6.27%)
2024$17,211.00 (+11.28%)$1,706,600 (+9.9%) Land $801,600 Building $905,000$1,706,600 (+9.9%) Land $801,600 Building $905,000
2023$15,466.00$1,552,800 Land $739,200 Building $813,600$1,552,800 Land $739,200 Building $813,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBONNEY LAKE WATER DEPARTMENT CITY
serves 43,371 people · EPA ID WA5307650
Water SourcePurchased surface water from CITY OF TACOMA WATER DIVISION
Last State InspectionOct 2021
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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