2102 14th St, Cloquet, MN 55720 Property Records

Carlton County property record for 2102 14th St, Cloquet, MN 55720

Property Summary

Property Type	Single Family Home
Lot Size	1.04 acres (45,302 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Oct 2022)
Tax Bill	$3,422 (2026)
Deeds & Mortgages	Apr 2023 Mortgage Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-510-8230`

Property Details

APN / Parcel Number

Primary APN	`06-510-8230`
Alternative APN	`6294`

Exterior

Lot Area	45,302 sqft (1.04 acres)

Location & Zoning

Account Number	6294
Street Address	2102 14TH ST
City	CLOQUET
State	MN
Zip	55720-2965
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF NW1/4 OF NW1/4 COM ON SEC LN 753 FT S CITY OF CLOQUET
Legal Range	17
Legal Township	49
Legal Section	36
Legal Subdivision	CITY OF CLOQUET
Jurisdiction	CARLTON MN
Township / Civil Division	CLOQUET
Census Block Group	2
Census Block	2015
Census Tract	70200

Owner

Source: Carlton County records, as of April 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2102 14TH ST, CLOQUET, MN 55720-2965
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2023	Warranty Deed, Transfer · Loan Assumption NATIONS LENDING CORP
Oct 27, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage NATIONAL BANK OF COMMERCE
Oct 27, 2022	Deed, Transfer MISC COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2022 · Amount on Record
Deed Sale	Oct 21, 2022 · Amount on Record
Deed Document Number	20221482728
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Apr 11, 2023
Property Address	2102 14TH ST, CLOQUET, MN 55720-2965
Document Number	A000511208
Instrument Date	Apr 6, 2023
Instrument	A000511208
Transaction Type	Transfer
Record Updated	May 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	A000511209
Date	Apr 11, 2023
Instrument	A000511209

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company

Agreement

Type	Loan Assumption
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Oct 27, 2022
Property Address	2102 14TH ST, CLOQUET, MN 55720-2965
Document Number	A000509158
Instrument Date	Oct 21, 2022
Instrument	A000509158
Transaction Type	Transfer
Record Updated	Nov 23, 2022
Title Company	MISC COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11825 HIGHWAY 23, DULUTH, MN 55808-2251

Mortgage

Document Number	A000509159
Date	Oct 27, 2022
Instrument	A000509159

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CARLTON MN
Recording Date	Oct 27, 2022
Property Address	2102 14TH ST, CLOQUET, MN 55720-2965
Document Number	A000509157
Instrument Date	Oct 18, 2022
Instrument	A000509157
Transaction Type	Transfer
Record Updated	Nov 23, 2022
Title Company	MISC COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1916 E 123RD ST, BURNSVILLE, MN 55337-2908

Tax Assessment & Valuation

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
Municipality	Cloquet City
Unified School District	Cloquet Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,422.00 (+4.9%) Homeowner's exemption
2025		$221,800 (+3.55%) Land $50,700 Building $171,100	$221,800 (+3.55%) Land $50,700 Building $171,100
2024	$3,262.00 Homeowner's exemption	$214,200 (+3.28%) Land $50,700 Building $163,500	$214,200 (+3.28%) Land $50,700 Building $163,500
2023	$3,262.00 Homeowner's exemption	$207,400 (-) Land $50,700 Building $156,700	$207,400 (-) Land $50,700 Building $156,700
2022		$207,400 Land $50,700 Building $156,700	$207,400 Land $50,700 Building $156,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cloquet serves 12,864 people · EPA ID MN1090005
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: Airfiber.

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