2102 14th Pl, Vero Beach, FL 32960 Property Records

Indian River County property record for 2102 14th Pl, Vero Beach, FL 32960

Property Summary

Property Type	Single Family Home
Details	2 ba · 962 sqft · built 1964
Lot Size	0.289 acres (12,632 sqft)
Owner	2 Owner Names on File
Last Sale	$67,500 (Jul 2014)
Tax Bill	$1,145 (2025)
Deeds & Mortgages	Nov 2025 Second Mortgage May 2021 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`33-39-11-00006-0030-00022.0`

Property Details

APN / Parcel Number

Primary APN	`33-39-11-00006-0030-00022.0`
Alternative APN	`73983`

Interior

Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	962 sqft Living Area
1st Floor Area	962 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1964
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Tar & Gravel
Lot Area	12,632 sqft (0.289 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Area	403 sqft
Driveway	Driveway
Driveway Area	600 sqft
Porch	Enclosed Porch
Porch Area	410 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	73983
Street Address	2102 14TH PL
City	VERO BEACH
State	FL
Zip	32960-3217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	INDIAN RIVER FARMS CO SUB PBS 2-25 COM AT SW COR OF TR 3; TH RUN E 400 FT; TH N 409.13 FT; TH E 156.27 FT TO POB; TH RUN N
Legal Range	39
Legal Township	33
Legal Section	11
Legal Subdivision	INDIAN RIVER FARMS COMPANY S/D
Legal Tract	3
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	3
Census Block	3017
Census Tract	50102

Owner

The current owner of 2102 14th Pl bought it in July 2014.

Source: Indian River County records, as of March 5, 2026

Owner of Record	2 Owner Names on File
Mailing Address	2102 14TH PL, VERO BEACH, FL 32960-3217
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MIDFLORIDA CU
May 17, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MIDFLORIDA CU
Oct 23, 2019	Deed of Trust, Mortgage · FHA Mortgage EMBRACE HM LOANS
Sep 20, 2018	Loan Modification, Mortgage · Line of Credit TODD J & GLYNNIS B COLLINS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2014 · Amount on File
Deed Sale	Jul 18, 2014 · Amount on File
Deed Document Number	3120140042076
Deed Book / Page	2774 / 1365
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	2102 14TH PL, VERO BEACH, FL 32960-3217
Transaction Type	Mortgage
Record Updated	Dec 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038180574
Date	Nov 13, 2025
Book Page	3818/574
Instrument	3120250056173

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 15, 2040

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	2102 14TH PL, VERO BEACH, FL 32960-3217
Transaction Type	Mortgage
Record Updated	May 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034221743
Date	May 17, 2021
Book Page	3422/1743
Instrument	3120210035459

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 15, 2031

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	2102 14TH PL, VERO BEACH, FL 32960-3217
Document Number	0032551083
Instrument Date	Oct 23, 2019
Transaction Type	Mortgage
Record Updated	Dec 4, 2019
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE & CLOSING S

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2102 14TH PL VERO BEACH FL 329603217, VERO BEACH, FL 32960-3217

Mortgage

Document Number	0032551083
Date	Nov 19, 2019
Book Page	003255/001083
Instrument	67651

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 18, 2049

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	INDIAN RIVER FL
Property Address	2102 14TH PL, VERO BEACH, FL 32960-3217
Document Number	0031532304
Instrument Date	Sep 20, 2018
Transaction Type	Mortgage
Record Updated	Oct 19, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2102 14TH PL VERO BEACH FL 329603217, VERO BEACH, FL 32960-3217

Mortgage

Document Number	0031532304
Date	Oct 8, 2018
Book Page	003153/002304
Instrument	61040

Lender

Name	TODD J & GLYNNIS B COLLINS
Address	1510 HARRINGTON PARK DR, JACKSONVILLE, FL 32225-4929

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2102 14th Pl was $1,145.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Vero Beach City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,145.00	$99,543	$207,770 Land $52,063 Building $155,707
2023	$932.00 (-2.82%)	$93,920 (+3%)	$207,825 (+6.42%) Land $52,063 Building $155,762
2022	$959.00	$91,185	$195,290 Land $52,063 Building $143,227

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2102 14th Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2102 14th Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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