21019 X St, Elkhorn, NE 68022 Property Records

Douglas County property record for 21019 X St, Elkhorn, NE 68022

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,861 sqft · built 2014
Lot Size	0.31 acres (13,504 sqft)
Owner	Trust Name on File
Last Sale	$860,000 (Aug 2019)
Tax Bill	$19,676 (2024)
Deeds & Mortgages	Oct 2020 Line of Credit Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0900013144`

Property Details

APN / Parcel Number

Primary APN	`R0900013144`
Alternative APNs	`0001 3144 09` `0900013144`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,861 sqft Living Area
Basement Area	2,466 sqft
Finished Basement	1,866 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2014
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,504 sqft (0.31 acres)
Terrain	Other
Garage Type	Built-in
Garage Area	1,080 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	625 sqft
Porch	Porch
Porch Area	590 sqft
Deck Area	225 sqft
Patio Area	505 sqft
Fence	Fence
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0900013144
Street Address	21019 X ST
City	ELKHORN
State	NE
Zip	68022-3127
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COVENTRY LOT 73 BLOCK 0 IRREG
Legal Subdivision	COVENTRY
Legal Lot Number	73
Jurisdiction	DOUGLAS NE
Township / Civil Division	CHICAGO
Census Block Group	4
Census Block	4071
Census Tract	7509

Owner

Source: Douglas County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	21019 X ST, ELKHORN, NE 68022-3127
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2020	Deed of Trust, Mortgage · Line of Credit ACCESS BANK
Sep 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage ACCESS BANK
Aug 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNION BK&TR
Aug 30, 2019	Warranty Deed, Transfer · Conventional Mortgage UNION BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2019 · Amount on File
Deed Sale	Aug 30, 2019 · Amount on File
Prior Sale	Jun 10, 2013 · Amount on File
Deed Document Number	0201970643
Deed Book / Page	2019 / 70643
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	21019 X ST, ELKHORN, NE 68022-3127
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020119571
Date	Oct 19, 2020
Instrument	2020119571

Lender

Name	ACCESS BANK
Type	Bank
Address	OMAHA, NE 68114

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	21019 X ST, ELKHORN, NE 68022-3127
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020101104
Date	Sep 11, 2020
Instrument	2020101104

Lender

Name	ACCESS BANK
Type	Bank
Address	OMAHA, NE 68144

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	21019 X ST, ELKHORN, NE 68022-3127
Document Number	0000081924
Instrument Date	Aug 30, 2019
Transaction Type	Mortgage
Record Updated	Nov 25, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	21019 X ST ELKHORN NE 680223127, ELKHORN, NE 68022-3127

Mortgage

Document Number	0000081924
Date	Oct 1, 2019
Instrument	81924

Lender

Name	UNION BK&TR
Type	Bank
Address	LINCOLN, NE 68501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Sep 30, 2024

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Aug 30, 2019
Property Address	21019 X ST, ELKHORN, NE 68022-3127
Document Number	0000070643
Instrument Date	Aug 22, 2019
Instrument	70643
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,935.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	21019 X ST ELKHORN NE 680223127, ELKHORN, NE 68022-3127

Mortgage

Document Number	70644
Date	Aug 30, 2019
Instrument	70644

Lender

Name	UNION BK&TR
Type	Bank
Address	LINCOLN, NE 68506

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 29, 2049

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Unified School District	Millard Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$993,400 (-) Land $70,700 Building $922,700	$993,400 (-) Land $70,700 Building $922,700
2024	$19,676.00 (-18.58%)
2023	$24,165.00 (+28.01%)	$993,400 Land $70,700 Building $922,700	$993,400 Land $70,700 Building $922,700
2022	$18,877.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1984–2019)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Mar 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 77% of Nebraska
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN UTILITIES DISTRICT serves 660,000 people · EPA ID NE3105507
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Great Plains Communications, Nextlink.

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