2101 W Quay Rd, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 2101 W Quay Rd, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 4,000 sqft · built 2005
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$570,000 (May 2008)
Tax Bill	$6,140 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jan 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`009972-7440`

Property Details

APN / Parcel Number

Primary APN	`009972-7440`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Plumbing Fixtures	21 Plumbing Fixtures
Stories	1 Story
Building Area	4,000 sqft Living Area
Gross Area	4,673 sqft
1st Floor Area	2,841 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Attached
Garage Area	673 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	448 sqft
Porch	Finished/Open Porch
Porch Area	402 sqft
Deck Area	Deck Area
Patio Area	720 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2101 W QUAY RD
City	SAINT AUGUSTINE
State	FL
Zip	32092-1094
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	40/89-100 SOUTH HAMPTON UNIT 2B LOT 744 OR3083/1727
Legal Range	27E
Legal Township	05S
Legal Section	26
Legal Subdivision	SOUTH HAMPTON UNIT 2-B
Legal Block	4
Legal Lot Number	744
Legal Unit	2
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4000
Census Tract	20907

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2101 W QUAY RD, SAINT AUGUSTINE, FL 32092-1094
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2025	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Jan 8, 2024	Deed of Trust, Mortgage · Line of Credit VYSTAR CU
Feb 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2008 · Amount on Record
Deed Sale	May 21, 2008 · Amount on Record
Prior Sale	Sep 13, 2005 · Amount on Record
Deed Document Number	200828922
Deed Book / Page	3083 / 1727
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	2101 W QUAY RD, SAINT AUGUSTINE, FL 32092-1094
Transaction Type	Mortgage
Record Updated	Nov 20, 2025
Title Company	UNKNOWN, AT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2101 W QUAY RD, SAINT AUGUSTINE, FL 32092-1094

Mortgage

Document Number	0062510091
Date	Nov 4, 2025
Book Page	6251/91
Instrument	2025090018

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	2101 W QUAY RD, SAINT AUGUSTINE, FL 32092-1094
Transaction Type	Mortgage
Record Updated	Feb 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2101W W QUAY RD, SAINT AUGUSTINE, FL 32092-1094

Mortgage

Document Number	0058830555
Date	Jan 8, 2024
Book Page	5883/555
Instrument	2024001873

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	2101 W QUAY RD, SAINT AUGUSTINE, FL 32092-1094
Document Number	0049220327
Instrument Date	Feb 21, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2101 W QUAY RD ST AUGUSTINE FL 320921094, ST AUGUSTINE, FL 32092-1094

Mortgage

Document Number	0049220327
Date	Apr 14, 2020
Book Page	004922/000327
Instrument	28922

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 13, 2035

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$487,663 (+2.7%)	$661,506 (-6.9%) Land $130,000 Building $531,506
2025	$6,140.00 (+11.98%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$474,842 (+2.9%)	$710,526 (-0.68%) Land $130,000 Building $580,526
2024	$5,483.00 (+1.95%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$461,460 (+3%)	$715,409 (+4.5%) Land $120,000 Building $595,409
2023	$5,378.00 (+2.73%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$448,019 (+3%)	$684,611 (+10.24%) Land $130,000 Building $554,611
2022	$5,235.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$434,970	$621,030 Land $106,400 Building $514,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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