2101 S 5th St, Springfield, IL 62703 Property Records

Sangamon County property record for 2101 S 5th St, Springfield, IL 62703

Property Summary

Property Type	Single Family Home
Lot Size	0.14 acres (6,107 sqft)
Owner	2 Individual Names on Record
Last Sale	$69,000 (Aug 2020)
Tax Bill	$2,026 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Aug 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22-04.0-431-008`

Property Details

APN / Parcel Number

Primary APN	`22-04.0-431-008`
Alternative APN	`22040431008 (CHECK DIGIT = 9)`

Exterior

Lot Area	6,107 sqft (0.14 acres)

Location & Zoning

Account Number	22040431008
Street Address	2101 S 5TH ST
City	SPRINGFIELD
State	IL
Zip	62703-3407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAYNES S SIDE 2ND PLAT L 20 B 22
Legal Subdivision	PAYNES SOUTH SIDE ADD
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	2
Census Block	2047
Census Tract	1800

Owner

Source: Sangamon County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2101 S 5TH ST, SPRINGFIELD, IL 62703-3407
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Quit Claim Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK
Aug 31, 2020	Warranty Deed, Transfer · FHA Mortgage GERSHMAN INVESTMENT CORP
Jun 16, 2014	Warranty Deed, Transfer · Conventional Mortgage SECURITY BANK
Dec 29, 2011	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2020 · Amount on Record
Deed Sale	Aug 31, 2020 · Amount on Record
Prior Sale	Jun 16, 2014 · Amount on Record
Deed Document Number	202023171
Last Transfer Date	Jun 8, 2026
Transfer Doc	0000010454
Record Updated	Sep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANGAMON IL
Recording Date	Jun 12, 2026
Property Address	2101 S 5TH ST, SPRINGFIELD, IL 62703-3407
Document Number	0000010454
Instrument Date	Jun 8, 2026
Instrument	202610454
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	CSC DOCUMENT RECORDING

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2101 S 5TH ST, SPRINGFIELD, IL 62703-3407

Mortgage

Document Number	0000010455,
Date	Jun 12, 2026
Instrument	202610455

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 12, 2041

Interest

Rate Type	Adjustable Rate
Rate	5.64%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Aug 31, 2020
Property Address	2101 S 5TH ST, SPRINGFIELD, IL 62703-3407
Document Number	2020R23171
Instrument Date	Aug 26, 2020
Instrument	2020R23171
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	ILLINOIS REAL ESTATE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$103.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	345 PARK DR, HAMILTON, IL 62341-1055

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2101 S 5TH ST, SPRINGFIELD, IL 62703-3407

Mortgage

Document Number	2020R23172
Date	Aug 31, 2020
Instrument	2020R23172

Lender

Name	GERSHMAN INVESTMENT CORP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	3.13%

June 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Jun 16, 2014
Property Address	2101 S 5TH ST, SPRINGFIELD, IL 62703-3407
Document Number	2014R15184
Instrument Date	Jun 13, 2014
Instrument	2014R15184
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$197.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2101 S 5TH ST, SPRINGFIELD, IL 62703-3407

Mortgage

Document Number	2014R15185
Date	Jun 16, 2014
Instrument	2014R15185

Lender

Name	SECURITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.63%

Mortgage

Document Number	2014R15186
Date	Jun 16, 2014
Instrument	2014R15186

Lender

Name	SECURITY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 15, 2024

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Adjustable	Adjustable Rate Rider

December 2011: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANGAMON IL
Recording Date	Dec 29, 2011
Property Address	2101 S 5TH ST, SPRINGFIELD, IL 62703-3407
Document Number	2011R44416
Instrument Date	Dec 21, 2011
Instrument	2011R44416
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2101 S 5TH ST, SPRINGFIELD, IL 62703-3407

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Springfield School District 186 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,026.00 (+18.55%)	$31,028 (+23.75%) Land $4,680 Building $26,348	$93,084 (+23.75%) Land $14,040 Building $79,044
2022	$1,709.00 Homeowner's exemption	$25,074 Land $3,782 Building $21,292	$75,222 Land $11,346 Building $63,876

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 650 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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