2101 Ridge Rd, Pendleton, KY 40055 Property Records

Oldham County property record for 2101 Ridge Rd, Pendleton, KY 40055 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1998
Square Footage	1,638 sqft Living Area
Lot Size	101,364 sqft (2.32 acres)
Garage	Basement
Occupancy	Owner Occupied
Tax Bill	$2,460.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`51-15-01-3A`
Alternative APN	`1014`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,638 sqft Living Area
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1998
Exterior Material	Brick Veneer Exterior
Construction Type	Frame Construction
Foundation Type	Concrete Foundation
Roof Material	Composition Shingle Roof
Lot Area	101,364 sqft (2.32 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Basement Garage

Location & Zoning

Account Number	1014
Street Address	2101 RIDGE RD
City	PENDLETON
State	KY
Zip	40055-9606
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HOUSE, AG POOL & 2.327 AC LOT
Legal Block	SEC 1
Legal Lot Number	3A
Jurisdiction	OLDHAM KY
Minor Civil Division	LA GRANGE
Census Blockgroup	2
Census Block	2001
Census Tract	30100

Owner

Source: Oldham County records · APN 51-15-01-3A

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2101 RIDGE RD, PENDLETON, KY 40055-9606
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Deed Doc Number	481-260
Record Refreshed	Jun 08, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	2101 RIDGE RD, PENDLETON, KY 40055-9606
Transaction Type	Mortgage
Record Updated	Jul 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 527421
Date	Jul 19, 2017
Book Page	M2268/522
Instrument	527421

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 01, 2032

Tax Assessment & Valuation

Source: Oldham County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Oldham County
Unified School District	Oldham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,460.00 (-2.77%) Homeowner's exemption	$245,000 (+22.5%) Land $30,000 Building $215,000	$245,000 (+22.5%) Land $30,000 Building $215,000
2023	$2,530.00	$200,000 Land $30,000 Building $170,000	$200,000 Land $30,000 Building $170,000

Flood & Wildfire

2101 Ridge Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Oldham County (21185C), updated October 15, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 37th in Kentucky
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.