Callaway County property record for 2101 N Bluff St, Fulton, MO 65251
| Property Type | Commercial |
|---|---|
| Details | 3,726 sqft · built 1981 |
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | Company Name on File |
| Tax Bill | $5,173 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage May 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-03.0-08.0-10-001-002.000 |
| Primary APN | 13-03.0-08.0-10-001-002.000 |
|---|---|
| Alternative APN |
|
| Total Rooms | 4 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 3,726 sqft Total Area |
| Year Built | Built 1981 |
|---|---|
| Lot Area | 34,848 sqft (0.8 acres) |
| Lot Dimensions | 25 ft deep x 14 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1303008010001002000 |
|---|---|
| Street Address | 2101 N BLUFF ST |
| City | FULTON |
| State | MO |
| Zip | 65251-2726 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | PT E PT LOT 6 JOHN L. ERWINS SUB. |
| Legal Subdivision | JOHN L ERWIN NO 1 |
| Legal Lot Number | 6 |
| Jurisdiction | CALLAWAY MO |
| Township / Civil Division | WEST FULTON |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 70301 |
2101 N Bluff St, a commercial property, is owned by a company that acquired it in May 2014 and is owner-occupied.
Source: Callaway County records, as of January 14, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2101 N BLUFF ST, FULTON, MO 65251-2726 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 11, 2024 | Deed of Trust, Mortgage · Closed-End Mortgage FIRST STATE COMMUNITY BANK |
| May 11, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CENTRAL TRUST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2014 |
| Deed Sale | May 1, 2014 |
| Deed Document Number | 0000449193 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 2101 N BLUFF ST, FULTON, MO 65251-2726 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2024 |
| Name | Verified Name |
|---|
| Document Number | 000512/542 |
|---|---|
| Date | Apr 11, 2024 |
| Book Page | 512/542 |
| Instrument | 202401698 |
| Name | FIRST STATE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 2101 N BLUFF ST, FULTON, MO 65251-2726 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 246/695 |
|---|---|
| Date | May 11, 2021 |
| Book Page | 246/695 |
| Instrument | 202103623 |
| Name | CENTRAL TRUST BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 2101 N Bluff St was $5,173, down 0.1% from the year before.
Source: Callaway County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Callaway County |
| Municipality | Fulton City |
| Unified School District | Fulton 58 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,173.00 (-0.06%) | $82,256 (-) | $257,050 (-) |
| 2024 | $5,176.00 (+0.47%) | $82,256 (-) | $257,050 (-) |
| 2023 | $5,152.00 (-0.02%) | $82,256 (-) | $257,050 |
| 2022 | $5,153.00 | $82,256 Land $10,842 Building $71,414 | |
| 2021 | $257,050 Land $33,880 Building $223,170 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2101 N Bluff St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 5, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2101 N Bluff St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FULTON PWS serves 12,600 people · EPA ID MO3010296 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Callabyte Fiber | 1,000 / 1,000 |
| FireServe Fixed Wireless · not low latency | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Socket Telecom.
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