1. Home
  2. Florida
  3. Polk County
  4. Winter Haven
  5. Edgewater Cir

2101 Edgewater Cir, Winter Haven, FL 33880 Property Records

Polk County property record for 2101 Edgewater Cir, Winter Haven, FL 33880

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,735 sqft · built 1979
Lot Size0.238 acres (10,346 sqft)
Owner2 Individual Names on File
Last Sale$357,500 (May 2023)
Tax Bill$3,156 (2025)
Deeds & MortgagesMay 2023 Sale
Nov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-28-33-658210-000010

Property Details

APN / Parcel Number

Primary APN26-28-33-658210-000010
Alternative APNs
  • 332826658210000010
  • 32826000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,735 sqft Living Area
Gross Area2,134 sqft
1st Floor Area1,614 sqft
FlooringTerrazzo
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 2010
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area10,346 sqft (0.238 acres)
Lot Dimensions100 ft deep x 104 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area520 sqft
Pool Area450 sqft
PorchPorch
Porch Area177 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address2101 EDGEWATER CIR
CityWINTER HAVEN
StateFL
Zip33880-4647
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEDGEWATER MANOR PB 68 PG 50 LOT 1
Legal Range26E
Legal Township28S
Legal Section33
Legal SubdivisionEDGEWATER MANOR
Legal Tract658210
Legal Block2
Legal Lot Number1
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2058
Census Tract14005

Owner

2101 Edgewater Cir is owned and occupied by two individuals who bought it in May 2023.

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address2101 EDGEWATER CIR, WINTER HAVEN, FL 33880-4647
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 1, 2023Warranty Deed, Transfer
INTEGRITY FIRST TITLE
Nov 16, 2020Warranty Deed, Transfer · FHA Mortgage
EMBRACE HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 1, 2023 · Amount on File
Deed SaleMay 1, 2023 · Amount on File
Prior SaleNov 16, 2020 · Amount on File
Deed Document Number202399611
Deed Book / Page12671 / 1527
Transfer Doc3661001971
Record UpdatedOct 29, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMay 1, 2023
Property Address2101 EDGEWATER CIR, WINTER HAVEN, FL 33880-4647
Document Number0000099611
Book / Page12671 / 1527
Map ReferenceMB 68 PG 50
Instrument DateApr 26, 2023
Instrument2023099611
Transaction TypeTransfer
Record UpdatedMay 12, 2023
Title CompanyINTEGRITY FIRST TITLE

Transaction

AmountAmount on Record
Tax$2,502.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1421 AVENUE D NE, WINTER HAVEN, FL 33881-4336

Transferred To (Grantee/Buyer)

NameVerified Name
Address2101 EDGEWATER CIR, WINTER HAVEN, FL 33880-4647

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateNov 16, 2020
Property Address2101 EDGEWATER CIR, WINTER HAVEN, FL 33880-4647
Document Number0114570025
Book / Page011457 / 000025
Instrument DateNov 13, 2020
Instrument244969
Transaction TypeTransfer
Record UpdatedNov 26, 2020
Title CompanyINTEGRITY FIRST TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,943.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2101 EDGEWATER CIR WINTER HAVEN FL 338804647, WINTER HAVEN, FL 33880-4647

Mortgage

Document Number114570027
DateNov 16, 2020
Book Page011457/000027
Instrument244970
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueNov 15, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2101 Edgewater Cir was $3,156 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$272,477 (-2.19%) Land $39,000 Building $233,477$272,477 (-2.19%) Land $39,000 Building $233,477
2025$3,156.00$278,587 Land $39,000 Building $239,587$278,587 Land $39,000 Building $239,587
2023$4,366.00 (+10.28%)$306,460 (+13.36%) Land $38,000 Building $268,460$306,460 (+13.36%) Land $38,000 Building $268,460
2022$3,959.00$270,336 Land $32,000 Building $238,336$270,336 Land $32,000 Building $238,336

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2101 Edgewater Cir in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 33 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies33 in force
Nearby Flood Claims13 (1978–2026)
Claims Outside the SFHA6 of 13
Most Recent ClaimJun 2026 · rainfall accumulation
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2101 Edgewater Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Frontier, Verizon.

Nearby Properties on Edgewater Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures