2101 E 4th St, Royal Oak, MI 48067 Property Records

Oakland County property record for 2101 E 4th St, Royal Oak, MI 48067 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,151 sqft · built 1971
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$227,000 (Dec 2021)
Tax Bill	$2,804 (2025)
Deeds & Mortgages	Dec 2021 Sale Dec 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`72-25-23-105-046`

Property Details

APN / Parcel Number

Primary APN	`72-25-23-105-046`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,151 sqft Living Area
1st Floor Area	1,151 sqft
Basement Area	1,151 sqft
Unfinished Basement	1,151 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	109 ft deep x 40 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	57 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	2101 E 4TH ST
City	ROYAL OAK
State	MI
Zip	48067-3921
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T1N, R11E, SEC 23 HOME GARDENS LOTS 44 & 45, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Legal Range	11E
Legal Township	01N
Legal Section	23
Legal Subdivision	HOME GARDENS
Legal Lot Number	44-45
Jurisdiction	OAKLAND MI
Township / Civil Division	ROYAL OAK
Census Block Group	1
Census Block	1009
Census Tract	184300

Owner

Source: Oakland County records · APN 72-25-23-105-046

Assessment roll updated January 21, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2101 E 4TH ST, ROYAL OAK, MI 48067-3921
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2021	Warranty Deed, Transfer
Dec 21, 2021	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Apr 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENCE BANK
Apr 10, 2020	Deed of Trust, Mortgage · Line of Credit INDEPENDENCE BANK
Apr 03, 2020	Deed of Trust, Mortgage · Line of Credit INDEPENDENT BK
Aug 01, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 21, 2021 · Amount on Record
Deed Sale	Dec 21, 2021 · Amount on Record
Prior Sale	Aug 01, 2017 · Amount on Record
Deed Document Number	2021279513
Deed Book / Page	57210 / 277
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Dec 21, 2021
Property Address	2101 E 4TH ST, ROYAL OAK, MI 48067-3921
Document Number	0000279513
Book / Page	57210 / 277
Map Reference	LB 25 PG 26
Instrument Date	Nov 22, 2021
Instrument	279513
Transaction Type	Transfer
Record Updated	Mar 09, 2022

Transaction

Amount	Amount Recorded
Tax	$1,702.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2101 E 4TH ST, 2101, ROYAL OAK, MI 48067-3921

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2101 E 4TH ST, ROYAL OAK, MI 48067-3921

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Dec 21, 2021
Property Address	2101 E 4TH ST, ROYAL OAK, MI 48067-3921
Document Number	0000279513
Book / Page	57210 / 277
Map Reference	LB 25 PG 26
Instrument Date	Nov 22, 2021
Instrument	279513
Transaction Type	Transfer
Record Updated	Apr 03, 2026
Title Company	TRI CITY TITLE, TRINITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,702.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2101 E 4TH ST, ROYAL OAK, MI 48067-3921

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2101 E 4TH ST, ROYAL OAK, MI 48067-3921

Mortgage

Document Number	0057191824
Date	Dec 21, 2021
Instrument	57191/824

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	2101 E 4TH ST, ROYAL OAK, MI 48067-3921
Transaction Type	Mortgage
Record Updated	Feb 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000072512
Date	Apr 10, 2020
Book Page	54061/528
Instrument	72512

Lender

Name	INDEPENDENCE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	2101 E 4TH ST, ROYAL OAK, MI 48067-3921
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000072513
Date	Apr 10, 2020
Book Page	54061/537
Instrument	72513

Lender

Name	INDEPENDENCE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	2101 E 4TH ST, ROYAL OAK, MI 48067-3921
Document Number	0000085591
Instrument Date	Apr 03, 2020
Transaction Type	Mortgage
Record Updated	May 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2101 E 4TH ST ROYAL OAK MI 480673921, ROYAL OAK, MI 48067-3921

Mortgage

Document Number	0000085591
Date	Apr 29, 2020
Book Page	054148/000490
Instrument	85591

Lender

Name	INDEPENDENT BK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 01, 2017
Property Address	2101 E 4TH ST, ROYAL OAK, MI 48067-3921
Document Number	0000144236
Book / Page	50922 / 00228
Map Reference	LB 25 PG 26
Instrument Date	Jul 20, 2017
Instrument	144236
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Amount	Amount Recorded
Tax	$1,290.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7600 KIRBY DR APT 428, 7600, HOUSTON, TX 77030-4478

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1102 BATAVIA AVE, ROYAL OAK, MI 48067-3344

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Royal Oak City
Unified School District	Royal Oak City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,804.00 (-22.07%) Homeowner's exemption	$110,870	$221,740
2024	$3,598.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261251843001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2019, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 970 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
WOW Internet, Cable & Phone	Cable	1,200 / 50
Verizon	Fixed Wireless	1,000 / 75

May also be available at this address: AT&T, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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