2101 Bluff Cir, Salado, TX 76571 Property Records

Bell County property record for 2101 Bluff Cir, Salado, TX 76571

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,306 sqft · built 1997
Lot Size	0.297 acres (12,921 sqft)
Owner	Company Name on Record
Last Sale	$260,000 (Mar 2022)
Tax Bill	$7,087 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Nov 2017 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0374164030`

Property Details

APN / Parcel Number

Primary APN	`0374164030`
Alternative APNs	`147873` `144790`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,306 sqft Living Area
1st Floor Area	1,641 sqft
2nd Floor Area	665 sqft
Utility Area	150 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,921 sqft (0.297 acres)
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	561 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	2101 BLUFF CIR
City	SALADO
State	TX
Zip	76571-5458
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE BLUFF AT MILL CREEK, BLOCK 001, LOT 0011
Legal Subdivision	THE BLUFF AT MILL CREEK
Legal Block	1
Legal Lot Number	11
Jurisdiction	BELL TX
Township / Civil Division	SOUTH BELL
Census Block Group	2
Census Block	2023
Census Tract	23405

Owner

Source: Bell County records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2603 TAYLORS VALLEY RD, B, BELTON, TX 76513-3621
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2022	Deed of Trust, Mortgage · Line of Credit ALLIANCE BANK CENTRAL TEXAS
Nov 16, 2017	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Mar 31, 2022	Vendor's Lien, Transfer · Stand-Alone Second Mortgage IIGK INVESTMENT COMPANY LTD
Nov 7, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2022 · Amount on Record
Deed Sale	Mar 31, 2022 · Amount on Record
Prior Sale	Apr 1, 1998 · Amount on Record
Deed Document Number	202220367
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	2101 BLUFF CIR, SALADO, TX 76571-5458
Transaction Type	Mortgage
Record Updated	Jan 13, 2023
Title Company	MONTEITH ABSTRACT & TTL CO T

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000075400
Date	Dec 28, 2022
Instrument	2022075400

Lender

Name	ALLIANCE BANK CENTRAL TEXAS
Type	Bank
Address	WOODWAY, TX 76712

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Dec 27, 2027

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	2101 BLUFF CIR, SALADO, TX 76571-5458
Transaction Type	Mortgage
Record Updated	Apr 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048045
Date	Nov 16, 2017
Instrument	2017-00048045

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73113

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.73%
Type Change Date	Dec 1, 2018
Change Frequency	Annually
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

March 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Mar 31, 2022
Property Address	2101 BLUFF CIR, SALADO, TX 76571-5458
Document Number	0000020367
Map Reference	CAB C SL 34-B
Instrument Date	Mar 29, 2022
Instrument	2022020367
Transaction Type	Transfer
Record Updated	Apr 13, 2022
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2101 BLUFF CIR, 2101, SALADO, TX 76571-5458

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2603 TAYLORS VALLEY RD, BELTON, TX 76513-3619

Mortgage

Document Number	0000020368
Date	Mar 31, 2022
Instrument	2022020368

Lender

Name	IIGK INVESTMENT COMPANY LTD
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Sep 28, 2022

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	2101 BLUFF CIR, SALADO, TX 76571-5458
Document Number	0000048046
Instrument Date	Nov 7, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2101 BLUFF CIR SALADO TX 765715458, SALADO, TX 76571-5458

Mortgage

Document Number	0000048046
Date	Nov 16, 2017
Instrument	48046

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.73%

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Salado Village
Unified School District	Salado Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,087.00 (+16.12%)	$350,000 (+12.9%) Land $47,394 Building $302,606	$350,000 (+12.9%) Land $47,394 Building $302,606
2023	$6,103.00 (+65.17%)	$310,000 Land $63,000 Building $247,000	$310,000 Land $63,000 Building $247,000
2022	$3,695.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 policies
Nearby Flood Policies	47 in force
Nearby Flood Claims	3 (2010–2015)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALADO WSC serves 11,460 people · EPA ID TX0140035
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Nextlink Fixed Wireless	500 / 100
Altitude ISP Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
SOS Communications Fixed Wireless	100 / 20

May also be available: Brightspeed, T-Mobile, Western Broadband.

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