2101 Billy Howey Rd, Waxhaw, NC 28173 Property Records

Union County property record for 2101 Billy Howey Rd, Waxhaw, NC 28173

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 980 sqft · built 1989
Lot Size	1.04 acres (45,302 sqft)
Owner	Individual Name on Record
Tax Bill	$1,133 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-054-069`

Property Details

APN / Parcel Number

Primary APN	`06-054-069`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	980 sqft Living Area
1st Floor Area	980 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	45,302 sqft (1.04 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2101 BILLY HOWEY RD
City	WAXHAW
State	NC
Zip	28173-8166
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 MINE
Legal Description	#23 PLEASANT GROVE SCT 4 2101 BILLY HOWEY RD
Legal Subdivision	PLEASANT GROVE
Legal Lot Number	23
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	3
Census Block	3016
Census Tract	21004

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2101 BILLY HOWEY RD, WAXHAW, NC 28173-8166
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Nov 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNIVEST BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2101 BILLY HOWEY RD, WAXHAW, NC 28173-8166
Transaction Type	Mortgage
Record Updated	Nov 22, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8299380
Date	Nov 1, 2021
Book Page	8299/380
Instrument	52067

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	351 Months
Due	Feb 6, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2101 BILLY HOWEY RD, WAXHAW, NC 28173-8166
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7516283
Date	Nov 14, 2019
Book Page	7516/283
Instrument	0035459

Lender

Name	UNIVEST BANK & TRUST CO
Type	Bank
Address	ALEXANDRIA, VA 22313

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Oct 25, 2024

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Mineral Springs Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$227,100 (-) Land $58,900 Building $168,200	$227,100 (-) Land $58,900 Building $168,200
2025	$1,133.00 (+2.26%)	$227,100 (+34.3%) Land $58,900 Building $168,200	$227,100 (+34.3%) Land $58,900 Building $168,200
2023	$1,108.00	$169,100 Land $31,000 Building $138,100	$169,100 Land $31,000 Building $138,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20

May also be available: Comporium.

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