Monroe County property record for 21005 3rd Ave, Cudjoe Key, FL 33042
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,875 sqft · built 1991 |
| Lot Size | 0.199 acres (8,677 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $440,000 (Jul 2011) |
| Tax Bill | $4,613 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00172790-000000 |
| Primary APN | 00172790-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,875 sqft Living Area |
| Gross Area | 2,106 sqft |
| 1st Floor Area | 1,875 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 8,677 sqft (0.199 acres) |
| View / Lot | Canal |
| Garage Type | Attached |
| Garage Area | 231 sqft |
| Porch | Florida Room |
|---|---|
| Porch Area | 474 sqft |
| Deck Area | 720 sqft |
| Patio Area | 720 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1222194 |
|---|---|
| Street Address | 21005 3RD AVE |
| City | CUDJOE KEY |
| State | FL |
| Zip | 33042-4034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 7 LT 1 CUDJOE GARDENS PB-4-78 CUDJOE KEY OR559-389 OR773-843 OR820-666 OR976-641 OR1026-2001 OR1083-1906 OR1198-2191 OR1259-824CT OR1299-2287C/T OR1393-733/35 OR2525-17 OR2817-664/65 |
| Legal Range | 28E |
| Legal Township | 66S |
| Legal Section | 29 |
| Legal Subdivision | CUDJOE GARDENS |
| Legal Block | 7 |
| Legal Lot Number | 1 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 971501 |
Source: Monroe County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 2255, ACWORTH, GA 30102-0005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2011 · Amount on Record |
| Deed Sale | Jul 7, 2011 · Amount on Record |
| Prior Sale | Mar 12, 1996 · Amount on Record |
| Deed Document Number | 20111842657 |
| Deed Book / Page | 2525 / 17 |
| Transfer Doc | 1393000733 |
| Record Updated | Oct 29, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $539,047 (-28.67%) | $839,807 (-16.25%) Land $521,856 Building $317,951 | |
| 2024 | $4,613.00 (-13.35%) | ||
| 2023 | $5,324.00 (+15.29%) Homeowner's exemption | $755,692 (+31.48%) | $1,002,788 (+52.93%) Land $700,104 Building $302,684 |
| 2022 | $4,618.00 Homeowner's exemption | $574,750 | $655,716 Land $347,904 Building $307,812 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 227 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 227 in force |
| Nearby Flood Claims | 381 (1980–2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber · DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures