2100 Wallace Ave, Aptos, CA 95003 Property Records

Santa Cruz County property record for 2100 Wallace Ave, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,386 sqft · built 1966
Lot Size	0.291 acres (12,676 sqft)
Owner	2 Individual Names on Record
Last Sale	$485,000 (Jun 2010)
Tax Bill	$8,608 (2025)
Deeds & Mortgages	May 2022 Line of Credit Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`041-372-01`

Property Details

APN / Parcel Number

Primary APN	`041-372-01`
Alternative APN	`041-372-01-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,386 sqft Living Area
Gross Area	1,866 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	12,676 sqft (0.291 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	64 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	2100 WALLACE AVE
City	APTOS
State	CA
Zip	95003-4231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10
Legal Subdivision	DEL MAR HEIGHTS UN 01 TR 266
Legal Lot Number	5
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2004
Census Tract	122204

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2100 WALLACE AVE, APTOS, CA 95003-4231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Nov 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2010 · Amount on Record
Deed Sale	Jun 29, 2010 · Amount on Record
Deed Document Number	201024645
Prior Transfer Date	Jun 1, 2007
Prior Transfer Doc	0000030862
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	2100 WALLACE AVE, APTOS, CA 95003-4231
Transaction Type	Mortgage
Record Updated	Sep 9, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2100 WALLACE AVE, APTOS, CA 95003-4231

Mortgage

Document Number	0000015874
Date	May 20, 2022
Instrument	2022-0015874

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 19, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	2100 WALLACE AVE, APTOS, CA 95003-4231
Document Number	0000050863
Instrument Date	Nov 19, 2020
Transaction Type	Mortgage
Record Updated	Dec 16, 2020
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2100 WALLACE AVE APTOS CA 950034231, APTOS, CA 95003-4231

Mortgage

Document Number	0000050863
Date	Nov 30, 2020
Instrument	50863

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2050

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$638,572 (+2%) Land $383,143 Building $255,429
2025	$8,608.00 (+10.79%) Homeowner's exemption	$626,050 (+4.04%) Land $375,630 Building $250,420
2023	$7,770.00 (+1.4%) Homeowner's exemption	$601,740 Land $361,044 Building $240,696	$858,600
2022	$7,663.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Cruzio, Etheric Networks, Surfnet Communications, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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