2100 S Commerce St, Ardmore, OK 73401 Property Records

Carter County property record for 2100 S Commerce St, Ardmore, OK 73401

Property Summary

Property Type	Farm Supply & Equipment
Details	4,800 sqft · built 1945
Lot Size	2.19 acres (95,396 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Oct 2017)
Tax Bill	$1,560 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Oct 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`12254`

Property Details

APN / Parcel Number

Primary APN	`12254`
Alternative APN	`1990-06-05S-02E-3-012-00`

Interior

Stories	1 Story
Building Area	4,800 sqft Total Area

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1988
Exterior Material	Concrete Block
Fire Resistance	Wood or Wood & Steel Frame
Foundation Type	Raised
Roof Type	Bowstring Truss
Roof Material	Rolled Roofing
Lot Area	95,396 sqft (2.19 acres)

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	12254
Street Address	2100 S COMMERCE ST
City	ARDMORE
State	OK
Zip	73401-5518
Property Category	Commercial
Property Type	Commercial > Retail > Farm Supply & Equipment
Local Zoning Code	C1
Legal Description	S 165 N 330 W 578 SW NW SW-06 05S 02E
Legal Range	02E
Legal Township	05S
Legal Section	06
Legal Subdivision	ARDMORE CITY TRACTS
Legal Block	5S
Legal Lot Number	2E
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	1
Census Block	1005
Census Tract	893001

Owner

Source: Carter County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1448, ARDMORE, OK 73402-1448
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2023	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK & TRUST CO
Oct 2, 2017	Warranty Deed, Transfer STEWART TITLE, STEWART TITLE OF OKLAHOMA IN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2017 · Amount on Record
Deed Sale	Oct 2, 2017 · Amount on Record
Prior Sale	Feb 22, 2000 · Amount on Record
Deed Document Number	201710102
Deed Book / Page	6453 / 4
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	2100 S COMMERCE ST, ARDMORE, OK 73401-5518
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1448, ARDMORE, OK 73402-1448

Mortgage

Document Number	007444/161
Date	Oct 19, 2023
Book Page	7444/161
Instrument	I-2023-010319

Lender

Name	FIRST NATIONAL BANK & TRUST CO
Type	Bank
Address	ARDMORE, OK 73401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Oct 3, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Oct 2, 2017
Property Address	2100 S COMMERCE ST, ARDMORE, OK 73401-5518
Document Number	006453/004
Book / Page	6453 / 004
Instrument Date	Sep 28, 2017
Instrument	2017-010102
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	STEWART TITLE, STEWART TITLE OF OKLAHOMA IN

Transaction

Amount	Amount Recorded
Tax	$352.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 1448, ARDMORE, OK 73402-1448

Tax Assessment & Valuation

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Ardmore City
Unified School District	Plainview Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$17,854 (+5%) Land $13,966 Building $3,888	$148,783 (+5%) Land $116,383 Building $32,400
2025	$1,560.00 (-40.02%)	$17,004 (-40.08%) Land $12,592 Building $4,412	$141,699 (-40.09%) Land $104,936 Building $36,763
2023	$2,601.00	$28,380 Land $12,592 Building $15,788	$236,504 Land $104,936 Building $131,568

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 88% of Oklahoma
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARDMORE serves 24,893 people · EPA ID OK1010814
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018
Treatment and Procedure	Organic carbon removal Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Arbuckle Communications Fixed Wireless	400 / 100

May also be available: 360 Broadband, Verizon.

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