2100 E 5th St, Panama City, FL 32401 Property Records

Bay County property record for 2100 E 5th St, Panama City, FL 32401

Property Summary

Property TypeCommercial Vacant Land
Details2,096 sqft · built 1958
Lot Size0.325 acres (14,157 sqft)
OwnerIndividual Name on File
Last Sale$30,000 (Sep 2019)
Tax Bill$1,143 (2025)
Deeds & MortgagesAug 2026 Sale
Oct 2022 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN22510-000-000

Property Details

APN / Parcel Number

Primary APN22510-000-000

Interior

Total Rooms4 Rooms
Stories1 Story
Building Area2,096 sqft
Gross Area2,696 sqft
1st Floor Area1,520 sqft
FlooringTile
Interior WallsPlaster

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Roof TypeFlat
Roof MaterialComposition Shingle
Lot Area14,157 sqft (0.325 acres)
Lot Dimensions130 ft deep x 109 ft wide
PorchPorch
Porch Area128 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemForced Air with A/C

Location & Zoning

Street Address2100 E 5TH ST
CityPANAMA CITY
StateFL
Zip32401-4383
Property CategoryCommercial
Property TypeVacant Land > Commercial
Local Zoning CodePC09
Legal DescriptionWELCH ADD LOTS 23,24,25,26,27 LESS E100 & LESS HWY BLK 4 ORB 4167 P 1261 MAP 105D1
Legal Range14W
Legal Township04S
Legal Section10
Legal SubdivisionWELCH ADD
Legal Block4
Legal Lot Number23
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group1
Census Block1008
Census Tract1800

Owner

2100 E 5th St, commercial vacant land, is owned by an individual who acquired it in August 2026.

Source: Bay County records, as of September 1, 2026

Owner of RecordIndividual Name on File
Mailing Address2108 E 5TH ST, PANAMA CITY, FL 32401-4383
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Oct 14, 2022Warranty Deed, Transfer
DIAMOND TITLE AGENCY INC
Sep 13, 2019Warranty Deed, Transfer · Construction Mortgage
ROCK SOLID RESTORATION/CENTRAL

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 13, 2019 · Amount on File
Deed SaleSep 13, 2019 · Amount on File
Prior SaleJan 3, 2000 · Amount on File
Deed Document Number201981322
Deed Book / Page4167 / 1261
Last Transfer DateAug 10, 2026
Transfer Doc0000048848
Record UpdatedOct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAY FL
Recording DateAug 10, 2026
Property Address2100 E 5TH ST, PANAMA CITY, FL 32401-4383
Document Number0000048848
Book / Page5065 / 2215
Instrument DateAug 10, 2026
Instrument202648848
Transaction TypeTransfer
Record UpdatedAug 31, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2108 E 5TH ST, PANAMA CITY, FL 32401-4383

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateOct 14, 2022
Property Address2100 E 5TH ST, PANAMA CITY, FL 32401-4383
Document Number0046210036
Book / Page4621 / 36
Instrument DateOct 5, 2022
Instrument2022075596
Transaction TypeTransfer
Record UpdatedNov 4, 2022
Title CompanyDIAMOND TITLE AGENCY INC

Transaction

AmountAmount on Record
Tax$3,150.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 960, PANAMA CITY, FL 32402-0960

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateSep 13, 2019
Property Address2100 E 5TH ST, PANAMA CITY, FL 32401-4383
Document Number0041671261
Book / Page004167 / 001261
Instrument DateSep 13, 2019
Instrument81322
Transaction TypeTransfer
Record UpdatedOct 17, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$210.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address653 W 23RD ST PANAMA CITY FL 324053922, PANAMA CITY, FL 32405-3922

Mortgage

Document Number41671263
DateSep 13, 2019
Book Page004167/001263
Instrument81323
Lender
NameROCK SOLID RESTORATION/CENTRAL
AddressPANAMA CITY, FL 32405
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueSep 12, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 2100 E 5th St was $1,143.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,143.00$70,533$71,535 Land $70,785 Building $750
2023$1,201.00 (+17.17%)$71,535 (+24.67%) Land $70,785 Building $750$71,535 (+24.67%) Land $70,785 Building $750
2022$1,025.00$57,378 Land $56,628 Building $750$57,378 Land $56,628 Building $750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2100 E 5th St in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 19 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies47 units insured
incl. 28 condo units
Nearby Flood Claims19 (1979–2021)
Claims Outside the SFHA13 of 19
Most Recent ClaimOct 2021 · rainfall accumulation
Claims by Event
  • Hurricane Michael, Oct 2018 · 6 claims
  • Hurricane Opal, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2100 E 5th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20

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