2100 D St, Bellingham, WA 98225 Property Records

Whatcom County property record for 2100 D St, Bellingham, WA 98225

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,752 sqft · built 1911
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$371,000 (Jul 2016)
Tax Bill	$3,849 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Jan 2022 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`532194`

Property Details

APN / Parcel Number

Primary APN	`532194`
Alternative APNs	`380330 152475 0000` `74844`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,752 sqft Living Area
1st Floor Area	1,104 sqft
2nd Floor Area	648 sqft
Basement Area	420 sqft
Unfinished Basement	420 sqft

Exterior

Year Built	Built 1911
Architectural Style	Split Level
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Detached
Garage Area	782 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	66 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	532194
Street Address	2100 D ST
City	BELLINGHAM
State	WA
Zip	98225-3301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS5.0
Legal Description	SUPPLEMENTAL MAP OF WHATCOM LOT 7 BLK 202
Legal Range	03
Legal Township	38
Legal Section	30
Legal Subdivision	SUPPLEMENTAL MAP OF WHATCOM
Legal Block	202
Legal Lot Number	7
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	1
Census Block	1048
Census Tract	502

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2100 D ST, BELLINGHAM, WA 98225-3301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jan 20, 2022	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Oct 31, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2016 · Amount on Record
Deed Sale	Jul 1, 2016 · Amount on Record
Prior Sale	Jul 1, 2010 · Amount on Record
Deed Document Number	2016-0700056
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2100 D ST, BELLINGHAM, WA 98225-3301
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000403798
Date	Apr 21, 2021
Instrument	2021-0403798

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 8, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2100 D ST, BELLINGHAM, WA 98225-3301
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL AGENCY SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2100 D ST, BELLINGHAM, WA 98225-3301

Mortgage

Document Number	0000102357
Date	Jan 20, 2022
Instrument	2022-0102357

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	964 Months
Due	May 5, 2102

Interest

Rate Type	Adjustable Rate
Rate	2.54%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Index	1-Year CMT

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2100 D ST, BELLINGHAM, WA 98225-3301
Document Number	2171200626
Instrument Date	Oct 31, 2017
Transaction Type	Mortgage
Record Updated	Oct 2, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2100 D ST BELLINGHAM WA 982253301, BELLINGHAM, WA 98225-3301

Mortgage

Document Number	2171200626
Date	Dec 6, 2017
Instrument	1200626

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 5, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
Municipality	Bellingham City
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,849.00 (-16.9%) Senior Citizen's exemption	$470,725 (-26.51%) Land $160,000 Building $310,725	$746,382 (+16.52%) Land $253,696 Building $492,686
2022		$640,563 Land $217,728 Building $422,835	$640,563 Land $217,728 Building $422,835
2021	$4,632.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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