210 Willow St, Panama, NE 68419 Property Records

Lancaster County property record for 210 Willow St, Panama, NE 68419

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,046 sqft · built 1908
Lot Size	1.2 acres (52,637 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Jul 2012)
Tax Bill	$6,684 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-03-410-006-000`

Property Details

APN / Parcel Number

Primary APN	`20-03-410-006-000`
Alternative APN	`111227`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	3,046 sqft Living Area
Gross Area	3,523 sqft
1st Floor Area	1,274 sqft
Upper Floors Area	772 sqft
Basement Area	1,274 sqft
Finished Basement	1,000 sqft
Unfinished Basement	274 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	52,637 sqft (1.2 acres)
Lot Width	167 ft Width
Garage Type	Detached
Garage Area	780 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Enclosed Glass Porch
Porch Area	809 sqft
Deck Area	472 sqft
Patio Area	472 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	210 WILLOW ST
City	PANAMA
State	NE
Zip	68419-9716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PANAMA, BLOCK 20, LOT 11 - 13, & IT LOT 102 SE 3-7-8
Legal Subdivision	PANAMA
Legal Block	20
Legal Lot Number	11-13
Jurisdiction	LANCASTER NE
Township / Civil Division	PANAMA
Census Block Group	3
Census Block	3019
Census Tract	10402

Owner

210 Willow St is owned by two individuals who bought it in July 2012.

Source: Lancaster County records, as of April 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	210, PANAMA, NE 68419
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · Line of Credit MEMBER ONE FEDERAL CREDIT UNION
Nov 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2012 · Amount on File
Deed Sale	Jul 3, 2012 · Amount on File
Deed Document Number	201231543
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER NE
Recording Date	Apr 6, 2026
Property Address	210 WILLOW ST, PANAMA, NE 68419-9716
Document Number	0000012392
Instrument Date	Mar 24, 2026
Instrument	202612392
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NEBRASKA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	210 WILLOW ST, PANAMA, NE 68419-9716

Mortgage

Document Number	0000012392,
Date	Apr 6, 2026
Instrument	202612392

Lender

Name	MEMBER ONE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	5.98%
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER NE
Property Address	210 WILLOW ST, PANAMA, NE 68419-9716
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058890
Date	Nov 3, 2020
Instrument	2020058890

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 210 Willow St was $6,684, up 36.2% from the year before.

Source: Lancaster County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Lancaster County
Municipality	Panama Village
Unified School District	Norris School District 160 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,684.00 (+36.24%)	$396,400 Land $56,000 Building $340,400	$396,400 Land $56,000 Building $340,400
2024	$4,906.00 (-13.38%)
2023	$5,664.00	$350,100 Land $44,600 Building $305,500	$350,100 Land $44,600 Building $305,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 210 Willow St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 210 Willow St is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 71% of Nebraska
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF PANAMA serves 250 people · EPA ID NE3110908
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fixed Wireless in parts of the area	200 / 20

May also be available: Big Red Communications, GigFire.

Cell Coverage

5G (outdoors only) and 4G LTE

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