210 Waterside Dr, Harbinger, NC 27941 Property Records

Currituck County property record for 210 Waterside Dr, Harbinger, NC 27941

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,444 sqft · built 1995
Lot Size	0.86 acres (37,462 sqft)
Owner	2 Company Names on Record
Last Sale	$906,000 (Sep 2025)
Tax Bill	$3,409 (2025)
Deeds & Mortgages	Sep 2026 Sale Sep 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`9836-85-5475`

Property Details

APN / Parcel Number

Primary APN	`9836-85-5475`
Alternative APNs	`125B00000230000` `000036292` `9836-85`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,444 sqft Total Area
Intercom	Intercom

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	37,462 sqft (0.86 acres)
Lot Depth	290 ft Depth
Shed	1 Shed
Shed Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000036292
Street Address	210 WATERSIDE DR
City	HARBINGER
State	NC
Zip	27941-9729
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFM
Legal Description	LOT 23 CYPRESS POINT II
Legal Subdivision	CYPRESS POINT II
Legal Lot Number	23
Jurisdiction	CURRITUCK NC
Township / Civil Division	POPLAR BRANCH
Census Block Group	1
Census Block	1036
Census Tract	110404

Owner

Source: Currituck County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	210 WATERSIDE DR, HARBINGER, NC 27941-9729
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Sep 14, 2026	Deed of Trust, Mortgage · Line of Credit ATLANTIC BANK
May 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 12, 2025	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Dec 17, 2020	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2025 · Amount on Record
Deed Sale	Sep 12, 2025 · Amount on Record
Prior Sale	Jul 17, 2006 · Amount on Record
Deed Document Number	2025397773
Deed Book / Page	1823 / 835
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Sep 9, 2026
Property Address	210 WATERSIDE DR, HARBINGER, NC 27941-9729
Document Number	0000405543
Book / Page	1873 / 135
Instrument Date	Sep 9, 2026
Instrument	2026405543
Transaction Type	Transfer
Record Updated	Sep 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	210 WATERSIDE DR, HARBINGER, NC 27941-9729

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Recording Date	Sep 14, 2026
Property Address	210 WATERSIDE DR, HARBINGER, NC 27941-9729
Document Number	0000405597
Book / Page	1873 / 425
Instrument Date	Sep 3, 2026
Instrument	2026405597
Transaction Type	Mortgage
Record Updated	Sep 30, 2026
Title Company	ACCURATE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 WATERSIDE DR, HARBINGER, NC 27941-9729

Mortgage

Document Number	0000405597,
Date	Sep 14, 2026
Book Page	1873/425
Instrument	2026405597

Lender

Name	ATLANTIC BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2056

Interest

Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	210 WATERSIDE DR, HARBINGER, NC 27941-9729
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016950910
Date	May 25, 2022
Book Page	1695/910
Instrument	376115

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2037

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Sep 12, 2025
Property Address	210 WATERSIDE DR, HARBINGER, NC 27941-9729
Document Number	0018230835
Book / Page	1823 / 835
Map Reference	CAB D SL 108-110
Instrument Date	Sep 12, 2025
Instrument	397773
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,812.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	210 VVATERSICE DRIVE, HARBINGER, NC 27941

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 WATERSICE DRIVE, HARBINGER, NC 27941-9729

Mortgage

Document Number	0000397774
Date	Sep 12, 2025
Instrument	397774

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	210 WATERSIDE DR, HARBINGER, NC 27941-9729
Document Number	0015850755
Instrument Date	Dec 17, 2020
Transaction Type	Mortgage
Record Updated	Jan 14, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	210 WATERLEIGH WAY MOYOCK NC 27958, MOYOCK, NC 27958

Mortgage

Document Number	0015850755
Date	Dec 18, 2020
Book Page	001585/000755
Instrument	358711

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2050

Tax Assessment & Valuation

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,409.00 (+4.06%)	$507,100 (+4.08%) Land $199,000 Building $308,100
2024	$3,276.00 (+10.12%)	$487,200 (-) Land $199,000 Building $288,200
2023	$2,975.00 (+19.96%)	$487,200 (-) Land $199,000 Building $288,200	$487,200 (-) Land $199,000 Building $288,200
2022	$2,480.00	$487,200 Land $199,000 Building $288,200	$487,200 (-3.92%) Land $199,000 Building $288,200
2021			$507,100 Land $199,000 Building $308,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 135 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	135 in force
Nearby Flood Claims	11 (2011–2019)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Sep 2019 · Hurricane Dorian
Claims by Event	Hurricane Irene, Aug 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CURRITUCK COUNTY WATER SYSTEM serves 24,130 people · EPA ID NC0427010
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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