Smith County property record for 210 Waters St, Lindale, TX 75771
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,836 sqft · built 1975 |
| Lot Size | 0.323 acres (14,070 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $180,490 (Sep 2020) |
| Tax Bill | $4,459 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R031151 |
| Primary APN | R031151 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,836 sqft Living Area |
| 1st Floor Area | 1,836 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 14,070 sqft (0.323 acres) |
| Garage Area | 594 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 364 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | R031151 |
|---|---|
| Street Address | 210 WATERS ST |
| City | LINDALE |
| State | TX |
| Zip | 75771-3366 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ABST A0948 J SANDERSTRACT 15J |
| Legal Subdivision | A0942 S STEPHENS |
| Legal Tract | 15J |
| Jurisdiction | SMITH TX |
| Township / Civil Division | LINDALE |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 1407 |
210 Waters St is owned and occupied by two individuals who bought it in September 2020.
Source: Smith County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 210 WATERS ST, LINDALE, TX 75771-3366 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 1, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Sep 14, 2020 | Warranty Deed, Transfer · FHA Mortgage GUARANTY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2020 · Amount on File |
| Deed Sale | Sep 14, 2020 · Amount on File |
| Prior Sale | Sep 24, 2013 |
| Deed Document Number | 202034163 |
| Prior Transfer Date | Sep 23, 2013 |
| Prior Transfer Doc | 0000044544 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SMITH TX |
| Property Address | 210 WATERS ST, LINDALE, TX 75771-3366 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2025 |
| Name | Verified Name |
|---|---|
| Address | 210 WATERS ST, LINDALE, TX 75771-3366 |
| Document Number | 0001040625 |
|---|---|
| Date | Oct 1, 2021 |
| Instrument | 202101040625 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SMITH TX |
| Recording Date | Sep 14, 2020 |
| Property Address | 210 WATERS ST, LINDALE, TX 75771-3366 |
| Document Number | 0000034163 |
| Instrument Date | Sep 9, 2020 |
| Instrument | 34163 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 210 WATERS ST LINDALE TX 757713366, LINDALE, TX 75771-3366 |
| Document Number | 34164 |
|---|---|
| Date | Sep 14, 2020 |
| Instrument | 34164 |
| Name | GUARANTY BK |
|---|---|
| Type | Bank |
| Address | ADDISON, TX 75001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 13, 2050 |
The 2026 property tax bill for 210 Waters St was $4,459, up 5.2% from the year before.
Source: Smith County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Smith County |
| Municipality | Lindale City |
| Unified School District | Lindale Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,459.00 (+5.17%) | $232,444 (+5.16%) Land $63,502 Building $168,942 | $232,444 (+5.16%) Land $63,502 Building $168,942 |
| 2025 | $4,240.00 (+19.54%) | $221,045 Land $63,502 Building $157,543 | $221,045 Land $63,502 Building $157,543 |
| 2024 | $3,547.00 (-14.86%) | ||
| 2023 | $4,166.00 (-1.05%) | $216,919 Land $19,870 Building $197,049 | $216,919 Land $19,870 Building $197,049 |
| 2022 | $4,210.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 210 Waters St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 2, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 210 Waters St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LINDALE serves 6,313 people · EPA ID TX2120002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Peoples Communications Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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