210 Washington St, Ayer, MA 01432 Property Records

Middlesex County and Ayer Town property record for 210 Washington St, Ayer, MA 01432

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,026 sqft · built 1803
Lot Size	0.92 acres (40,075 sqft)
Owner	Individual Name on Record
Tax Bill	$4,346 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Dec 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`AYER M:004 B:0000 L:0003`

Property Details

APN / Parcel Number

Primary APN	`AYER M:004 B:0000 L:0003`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,026 sqft Living Area
Basement Area	660 sqft
Unfinished Basement	660 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1803
Effective Year Built	Effective 1988
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,075 sqft (0.92 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	210 WASHINGTON ST
City	AYER
State	MA
Zip	01432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Lot Number	3
Jurisdiction	AYER MA
Township / Civil Division	AYER
Census Block Group	2
Census Block	2003
Census Tract	325102

Owner

Source: Middlesex County and Ayer Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	432 OLD AYER RD, GROTON, MA 01450-1822
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2020	Deed of Trust, Mortgage · Balloon Mortgage MAIN STREET BANK (MA)
Dec 11, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 10, 2018
Transfer Doc	71992-507
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AYER MA
Property Address	210 WASHINGTON ST, AYER, MA 01432
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75567-584
Date	Sep 9, 2020
Book Page	75567/584
Instrument	157265

Lender

Name	MAIN STREET BANK (MA)

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2040

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AYER MA
Recording Date	Dec 11, 2018
Property Address	210 WASHINGTON ST, AYER, MA 01432
Document Number	71992-507
Book / Page	071992 / 000507
Instrument Date	Dec 10, 2018
Instrument	8148
Transaction Type	Transfer
Record Updated	Jan 2, 2019

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 OLD AYER RD GROTON MA 014501822, GROTON, MA 01450-1822

Tax Assessment & Valuation

Source: Middlesex County and Ayer Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Ayer Town
Unified School District	Ayer-Shirley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,346.00 (+1.42%)	$363,400 (+5.33%) Land $162,000 Building $201,400	$610,755 (+1.72%)
2024			$600,400
2023	$4,285.00	$345,000 Land $175,600 Building $169,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AYER DPW WATER DIVISION serves 8,479 people · EPA ID MA2019000
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Spectrum, Verizon.

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