210 W Sandy Ridge Rd, Monroe, NC 28112 Property Records

Union County property record for 210 W Sandy Ridge Rd, Monroe, NC 28112

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,260 sqft · built 1966
Lot Size	2.11 acres (91,912 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,000 (Feb 2018)
Tax Bill	$1,221 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-177-076`

Property Details

APN / Parcel Number

Primary APN	`04-177-076`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	1,260 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	91,912 sqft (2.11 acres)
Garage Type	Mixed
Garage Area	560 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	90 sqft
Deck Area	Deck Area
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	210 W SANDY RIDGE RD
City	MONROE
State	NC
Zip	28112-9542
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	#1 HELMS + ACREAGE 7105-362
Jurisdiction	UNION NC
Township / Civil Division	BUFORD
Census Block Group	1
Census Block	1003
Census Tract	20902

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	210 W SANDY RIDGE RD, MONROE, NC 28112-9542
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA
Feb 28, 2020	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Feb 19, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2018 · Amount on Record
Deed Sale	Feb 19, 2018 · Amount on Record
Deed Document Number	20184240
Deed Book / Page	7105 / 362
Prior Transfer Date	Feb 16, 2018
Prior Transfer Doc	7105362
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	210 W SANDY RIDGE RD, MONROE, NC 28112-9542
Transaction Type	Mortgage
Record Updated	Feb 24, 2022
Title Company	CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 W SANDY RIDGE RD, MONROE, NC 28112-9542

Mortgage

Document Number	0008364289
Date	Jan 4, 2022
Book Page	8364/289
Instrument	337

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	MONROE, NC 28110

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Dec 20, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	210 W SANDY RIDGE RD, MONROE, NC 28112-9542
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7596376
Date	Feb 28, 2020
Book Page	7596/376
Instrument	6618

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	INDIAN TRAIL, NC 28079

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	176 Months
Due	Oct 15, 2034

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NC
Recording Date	Feb 19, 2018
Property Address	210 W SANDY RIDGE RD, MONROE, NC 28112-9542
Document Number	7105362
Book / Page	007105 / 000362
Instrument Date	Feb 16, 2018
Instrument	4240
Transaction Type	Transfer
Record Updated	Mar 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$200.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	210 W SANDY RIDGE RD MONROE NC 281129542, MONROE, NC 28112-9542

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$265,000 (-) Land $65,700 Building $199,300	$265,000 (-) Land $65,700 Building $199,300
2025	$1,221.00 (+14.43%)	$265,000 (+54.16%) Land $65,700 Building $199,300	$265,000 (+54.16%) Land $65,700 Building $199,300
2023	$1,067.00	$171,900 Land $31,900 Building $140,000	$171,900 Land $31,900 Building $140,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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