210 W Elm St, Cedar Bluffs, NE 68015 Property Records

Saunders County property record for 210 W Elm St, Cedar Bluffs, NE 68015

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,999 sqft · built 1888
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$120,000 (Jun 2018)
Tax Bill	$3,256 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2393-34-3-02005-001-5000`

Property Details

APN / Parcel Number

Primary APN	`2393-34-3-02005-001-5000`
Alternative APN	`004935000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,999 sqft Living Area
1st Floor Area	1,101 sqft

Exterior

Year Built	Built 1888
Effective Year Built	Effective 1888
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	140 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	960 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	336 sqft
Patio Area	140 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	210 W ELM ST
City	CEDAR BLUFFS
State	NE
Zip	68015-3308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAM
Legal Description	LOT 9 BLOCK 1 ORIGINAL TOWN CEDAR BLUFFS; MAP NUMBER: 2393-34-3-02005-001-5000
Legal Range	07
Legal Township	17
Legal Section	34
Legal Subdivision	CEDAR BLUFFS-O.T.
Legal Block	1
Legal Lot Number	9
Jurisdiction	SAUNDERS NE
Township / Civil Division	NORTH CEDAR
Census Block Group	3
Census Block	3066
Census Tract	968100

Owner

Source: Saunders County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	210 W ELM ST, CEDAR BLUFFS, NE 68015-3308
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OMAHA
Jun 20, 2018	Grant Deed, Transfer · FHA Mortgage UNION BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2018 · Amount on Record
Deed Sale	Jun 20, 2018 · Amount on Record
Deed Document Number	20186288
Deed Book / Page	505 / 756
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	210 W ELM ST, CEDAR BLUFFS, NE 68015-3308
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005970275
Date	Jul 27, 2023
Book Page	597/275
Instrument	2023-07-331

Lender

Name	FIRST NATIONAL BANK OMAHA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAUNDERS NE
Recording Date	Jun 20, 2018
Property Address	210 W ELM ST, CEDAR BLUFFS, NE 68015-3308
Document Number	0005050756
Book / Page	000505 / 000756
Instrument Date	Jun 11, 2018
Instrument	700
Transaction Type	Transfer
Record Updated	Jul 10, 2018
Title Company	PREMIER LAND TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	210 W ELM ST CEDAR CEDAR BLUFFS NE 68015, CEDAR BLUFFS, NE 68015

Mortgage

Document Number	5050757
Date	Jun 20, 2018
Book Page	000505/000757
Instrument	209

Lender

Name	UNION BK&TR
Type	Bank
Address	LINCOLN, NE 68506

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 19, 2048

Tax Assessment & Valuation

Source: Saunders County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
Municipality	Cedar Bluffs Village
County	Saunders County
County Subdivision	North Cedar Township
Unified School District	Cedar Bluffs Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,256.00 (+34.16%)	$237,414 (+83.14%) Land $16,800 Building $220,614	$237,414 (+83.14%) Land $16,800 Building $220,614
2023	$2,427.00	$129,633 Land $16,800 Building $112,833	$129,633 Land $16,800 Building $112,833

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 3, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	15 (1980–2019)
Most Recent Claim	Mar 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF CEDAR BLUFFS serves 600 people · EPA ID NE3115504
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	300 / 100
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

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