210 W 3rd St, Florence, CO 81226 Property Records

Fremont County property record for 210 W 3rd St, Florence, CO 81226

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,464 sqft · built 1932
Lot Size	0.321 acres (14,000 sqft)
Owner	Individual Name on File
Tax Bill	$1,579 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`R020833`

Property Details

APN / Parcel Number

Primary APN	`R020833`
Alternative APN	`61004170`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,464 sqft Living Area
1st Floor Area	1,464 sqft
Basement Area	1,176 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1950
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,000 sqft (0.321 acres)
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	224 sqft
Deck Area	Deck Area
Patio Area	106 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R020833
Street Address	210 W 3RD ST
City	FLORENCE
State	CO
Zip	81226-1409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 3,4,5 & 6 BLK 4 FLORENCE OIL & REFINING COS FIRST ADD
Legal Subdivision	FLORENCE OIL & REFINING COS FIRST ADD
Legal Block	4
Legal Lot Number	3-6
Jurisdiction	FREMONT CO
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2043
Census Tract	978200

Owner

210 W 3rd St is owned and occupied by an individual who acquired it in November 2022.

Source: Fremont County records, as of August 12, 2026

Owner of Record	Individual Name on File
Mailing Address	210 W 3RD ST, FLORENCE, CO 81226-1409
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · VA Mortgage CLEAR MORTGAGE
Jun 5, 2023	Special Warranty Deed, Transfer · VA Mortgage FLAT BRANCH HOME LOANS INC
Nov 14, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 7, 2022
Transfer Doc	0001022236
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREMONT CO
Recording Date	Jul 13, 2026
Property Address	210 W 3RD ST, FLORENCE, CO 81226-1409
Document Number	0001057122
Instrument Date	Jun 30, 2026
Instrument	20261057122
Transaction Type	Mortgage
Record Updated	Jul 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 W 3RD ST, FLORENCE, CO 81226-1409

Mortgage

Document Number	0001057122,
Date	Jul 13, 2026
Instrument	20261057122

Lender

Name	CLEAR MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.48%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FREMONT CO
Recording Date	Jun 5, 2023
Property Address	210 W 3RD ST, FLORENCE, CO 81226-1409
Document Number	0001027760
Instrument Date	Jun 1, 2023
Instrument	1027760
Transaction Type	Transfer
Record Updated	Mar 11, 2024
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 W 3RD ST, FLORENCE, CO 81226-1409

Mortgage

Document Number	0001027763
Date	Jun 5, 2023
Instrument	1027763

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREMONT CO
Recording Date	Nov 14, 2022
Property Address	210 W 3RD ST, FLORENCE, CO 81226-1409
Document Number	0001022236
Instrument Date	Nov 7, 2022
Instrument	1022236
Transaction Type	Transfer
Record Updated	Mar 11, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6016 HARTMAN RD, FOREST HILL, TX 76119-6934

Tax Assessment & Valuation

The 2025 property tax bill for 210 W 3rd St was $1,579, up 21.2% from the year before.

Source: Fremont County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Fremont County
Municipality	Florence City
Unified School District	Fremont RE-2 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,579.00 (+21.18%)	$19,908 (-0.61%)	$318,537
2024	$1,303.00 (+1.64%)	$20,031 (+22.54%)
2023	$1,282.00 (-11.71%)	$16,346 (-11.02%)	$298,965 (+13.1%)
2022	$1,452.00	$18,371	$264,338

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 210 W 3rd St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 44 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	4 (1999–2018)
Most Recent Claim	Jul 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 210 W 3rd St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 78% of Colorado
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 7,500 people · EPA ID CO0122500
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jul 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
SECOM Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Visionary Broadband.

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