Rowan County property record for 210 Valley Rd, Morehead, KY 40351
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,812 sqft |
| Owner | Individual Name on Record |
| Last Sale | $235,300 (Jun 2024) |
| Tax Bill | $1,969 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Jun 2024 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 029-30 00 024.00 |
| Primary APN | 029-30 00 024.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,812 sqft Living Area |
| Exterior Material | Other |
|---|---|
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Cooling System | Central |
|---|---|
| Heating System | Oil |
| Heating Fuel | Electric |
| Account Number | 6587 |
|---|---|
| Street Address | 210 VALLEY RD |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-8341 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSE GARAGE & LOT #13 PINE HILLS |
| Legal Subdivision | PINE HILLS |
| Legal Lot Number | 13 |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | HILDA-TRIPLETT |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 950100 |
Source: Rowan County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | 2 Co-owners on Record |
| Mailing Address | 210 VALLEY RD, MOREHEAD, KY 40351-8341 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 22, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jun 6, 2024 | Warranty Deed, Transfer COMMUNITY LAW TITLE, COMMUNITY LAND TITLE |
| Apr 27, 2021 | Deed, Transfer · FHA Mortgage STOCKTON MORTGAGE CORP |
| Aug 19, 2019 | Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 4 Names on Deed |
|---|---|
| Last Sale | Jun 6, 2024 · Amount on Record |
| Deed Sale | Jun 6, 2024 · Amount on Record |
| Prior Sale | Apr 27, 2021 · Amount on Record |
| Deed Document Number | 2030385 |
| Deed Book / Page | D292 / 59 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 210 VALLEY RD, MOREHEAD, KY 40351-8341 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2025 |
| Name | Verified Name |
|---|
| Document Number | 00A418/471 |
|---|---|
| Date | May 22, 2020 |
| Book Page | A418/471 |
| Instrument | 2004998 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Jun 6, 2024 |
| Property Address | 210 VALLEY RD, MOREHEAD, KY 40351-8341 |
| Document Number | 000D292/59 |
| Book / Page | D292 / 59 |
| Map Reference | MB 2 PG 28 |
| Instrument Date | May 17, 2024 |
| Instrument | 2030385 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2025 |
| Title Company | COMMUNITY LAW TITLE, COMMUNITY LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $235.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1802 BELLEFONTE RD, FLATWOODS, KY 41139-2216 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 210 VALLEY RD, MOREHEAD, KY 40351-8341 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Apr 27, 2021 |
| Property Address | 210 VALLEY RD, MOREHEAD, KY 40351-8341 |
| Document Number | 00D279/478 |
| Book / Page | D279 / 478 |
| Map Reference | MB 2 PG 28 |
| Instrument Date | Apr 20, 2021 |
| Instrument | 2009394 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $180.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3262 POPLAR SPRINGS RD, RINGGOLD, GA 30736-3450 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 210 VALLEY RD, MOREHEAD, KY 40351-8341 |
| Document Number | 0002009395 |
|---|---|
| Date | Apr 27, 2021 |
| Instrument | 2009395 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Aug 19, 2019 |
| Property Address | 210 VALLEY RD, MOREHEAD, KY 40351-8341 |
| Document Number | 00D273/126 |
| Book / Page | D273 / 126 |
| Map Reference | MB 2 PG 28 |
| Instrument Date | Aug 16, 2019 |
| Instrument | 2000965 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $158.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 210 VALLEY RD, MOREHEAD, KY 40351-8341 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 210 VALLEY RD, MOREHEAD, KY 40351-8341 |
| Document Number | 0002000966 |
|---|---|
| Date | Aug 19, 2019 |
| Instrument | 2000966 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
Source: Rowan County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,969.00 (+26.71%) | $235,300 (+28.93%) Land $15,000 Building $220,300 | $235,300 (+28.93%) Land $15,000 Building $220,300 |
| 2023 | $1,554.00 | $182,500 Land $12,500 Building $170,000 | $182,500 Land $12,500 Building $170,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2026) |
| Most Recent Claim | May 2026 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375 |
|---|---|
| Water Source | Purchased surface water from MOREHEAD UTILITY PLANT BOARD |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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