210 Summit St, Spring Lake, MI 49456 Property Records

Ottawa County property record for 210 Summit St, Spring Lake, MI 49456

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,256 sqft · built 1952
Lot Size	0.163 acres (7,100 sqft)
Owner	Individual Name on Record
Last Sale	$231,000 (Sep 2021)
Tax Bill	$4,585 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`70-03-15-454-004`

Property Details

APN / Parcel Number

Primary APN	`70-03-15-454-004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,256 sqft Living Area
1st Floor Area	1,256 sqft
Basement Area	1,256 sqft
Unfinished Basement	1,256 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	7,100 sqft (0.163 acres)
Lot Width	66 ft Width
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	210 SUMMIT ST
City	SPRING LAKE
State	MI
Zip	49456-2057
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR-B
Legal Description	LOT 7 BLK 2 HOPKINS ADD TO MILL POINT
Legal Range	16W
Legal Township	5N
Legal Section	15
Legal Subdivision	HOPKINS ADD
Legal Block	2
Legal Lot Number	7
Jurisdiction	OTTAWA MI
Township / Civil Division	SPRING LAKE
Census Block Group	2
Census Block	2029
Census Tract	21100

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	210 SUMMIT ST, SPRING LAKE, MI 49456-2057
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2021	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 16, 2018	Quit Claim Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2021 · Amount on Record
Deed Sale	Sep 2, 2021 · Amount on Record
Prior Sale	May 7, 2015 · Amount on Record
Deed Document Number	202144655
Prior Transfer Date	Jan 20, 2018
Prior Transfer Doc	20180005503
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Sep 2, 2021
Property Address	210 SUMMIT ST, SPRING LAKE, MI 49456-2057
Document Number	20210044655
Map Reference	LB 1 PG 54
Instrument Date	Aug 30, 2021
Instrument	2021-0044655
Transaction Type	Transfer
Record Updated	Jul 11, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,732.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	210 SUMMIT ST, SPRING LAKE, MI 49456-2057

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 SUMMIT ST, SPRING LAKE, MI 49456-2057

Mortgage

Document Number	20210044656
Date	Sep 2, 2021
Instrument	2021-0044656

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTTAWA MI
Recording Date	Feb 16, 2018
Property Address	210 SUMMIT ST, SPRING LAKE, MI 49456-2057
Document Number	20180005503
Instrument Date	Jan 20, 2018
Instrument	2018-0005503
Transaction Type	Transfer
Record Updated	Jul 11, 2023
Title Company	HBI TITLE SERVICES INC, HBI TITLE SERVICES IXCN

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	202 SUMMIT ST, SPRING LAKE, MI 49456-2076

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210A SUMMIT ST, SPRING LAKE, MI 49456-2057

Mortgage

Document Number	20180005504
Date	Feb 16, 2018
Instrument	2018-0005504

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Spring Lake Township
Municipality	Spring Lake Village
Unified School District	Spring Lake Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$120,100 (+6.57%)	$240,200 (+6.57%)
2025	$4,585.00 (+16.25%)
2023		$112,700	$225,400
2022	$3,944.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	4 (1986–2020)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Apr 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE TOWNSHIP serves 9,393 people · EPA ID MI0006235
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Nov 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

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