Franklin County property record for 210 Stephen Rd, Frankfort, KY 40601
| Property Type | Single Family Home |
|---|---|
| Details | 594 sqft · built 2001 |
| Lot Size | 0.287 acres (12,481 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $151,000 (Feb 2017) |
| Tax Bill | $1,868 (2025) |
| Deeds & Mortgages | Oct 2019 Second Mortgage Feb 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 085-50-02-047.02 |
| Primary APN | 085-50-02-047.02 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 594 sqft Living Area |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,481 sqft (0.287 acres) |
| Terrain | Rolling |
| View / Lot | Flood Plain/Flood Zone |
| Garage Type | Attached |
| Garage Area | 594 sqft |
| Driveway | Concrete Driveway |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 67305 |
|---|---|
| Street Address | 210 STEPHEN RD |
| City | FRANKFORT |
| State | KY |
| Zip | 40601-3722 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SILVER LAKE 1-Q BK B LOT 5 |
| Legal Subdivision | SILVER LAKE FM 1-Q |
| Legal Phase | 1 |
| Legal Block | B |
| Legal Lot Number | 5 |
| Jurisdiction | FRANKLIN KY |
| Township / Civil Division | FRANKFORT |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 70706 |
210 Stephen Rd is owned and occupied by two individuals who bought it in February 2017.
Source: Franklin County records, as of March 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 210 STEPHEN RD, FRANKFORT, KY 40601-3722 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 9, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage EXPREE CREDIT UNION |
| Feb 16, 2017 | Deed, Transfer · Conventional Mortgage KENTUCKY EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 16, 2017 · Amount on File |
| Deed Sale | Feb 16, 2017 · Amount on File |
| Deed Document Number | 2017456073 |
| Deed Book / Page | 567 / 386 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 210 STEPHEN RD, FRANKFORT, KY 40601-3722 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2019 |
| Name | Verified Name |
|---|
| Document Number | M1506/575 |
|---|---|
| Date | Oct 9, 2019 |
| Book Page | M1506/575 |
| Instrument | 495539 |
| Name | EXPREE CREDIT UNION |
|---|---|
| Address | FRANKFORT, KY 40601 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 30, 2029 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Feb 16, 2017 |
| Property Address | 210 STEPHEN RD, FRANKFORT, KY 40601-3722 |
| Document Number | D567/386 |
| Book / Page | D567 / 386 |
| Map Reference | CAB F SL591 |
| Instrument Date | Feb 15, 2017 |
| Instrument | 456073 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $151.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20450 CHAPEL TRCE, 20450, ESTERO, FL 33928-2990 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 210 STEPHEN RD, FRANKFORT, KY 40601-3722 |
| Document Number | 456074 |
|---|---|
| Date | Feb 16, 2017 |
| Instrument | 456074 |
| Name | KENTUCKY EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 28, 2047 |
The 2025 property tax bill for 210 Stephen Rd was $1,868.
Source: Franklin County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Franklin County |
| Municipality | Frankfort City |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,868.00 | $156,000 Land $28,000 Building $128,000 | $156,000 Land $28,000 Building $128,000 |
| 2023 | $1,864.00 (+0.92%) | $156,000 (-) | $156,000 (-) |
| 2022 | $1,847.00 | $156,000 | $156,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 210 Stephen Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 210 Stephen Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKFORT PLANT BOARD serves 52,153 people · EPA ID KY0370143 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frankfort Plant Board Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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