210 Staysail Dr, Joppa, MD 21085 Property Records

Harford County property record for 210 Staysail Dr, Joppa, MD 21085

Property Summary

Property TypeTownhouse
Details3.5 ba · 1,420 sqft · built 2014
Lot Size0.048 acres (2,100 sqft)
OwnerIndividual Name on File
Last Sale$227,990 (Sep 2014)
Tax Bill$2,993 (2026)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN01-390252

Property Details

APN / Parcel Number

Primary APN01-390252
Alternative APN
  • 390252

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,420 sqft Total Area
Basement Area500 sqft
Finished Basement500 sqft

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,100 sqft (0.048 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number390252
Street Address210 STAYSAIL DR
CityJOPPA
StateMD
Zip21085-4124
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR3
Legal DescriptionLOT 86 2100 SF 210 STAYSAIL DRIVE MAGNOLIA LANDING 133/90
Legal SubdivisionMAGNOLIA LNDG
Legal Lot Number86
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group2
Census Block2001
Census Tract301402

Owner

210 Staysail Dr, a townhouse, is owned and occupied by an individual who bought it in September 2014.

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address210 STAYSAIL DR, JOPPA, MD 21085-4124
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 15, 2014 · Amount on File
Deed SaleSep 15, 2014 · Amount on File
Prior SaleApr 29, 2014 · Amount on File
Deed Book / Page10907 / 7
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address210 STAYSAIL DR, JOPPA, MD 21085-4124
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanyTHE ATLANTIC TITLE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0145470203
DateMar 4, 2021
Book Page14547/203
Lender
NameFIDELITY DIRECT MORTGAGE LLC
TypeMortgage Company
AddressGAITHERSBURG, MD 20878
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 210 Staysail Dr was $2,993 with a homeowner's exemption, up 17.1% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,993.00 (+17.14%) Homeowner's exemption$274,700 Land $63,000 Building $211,700$274,700 Land $63,000 Building $211,700
2025$2,555.00 Homeowner's exemption
2023$222,700 Land $63,000 Building $159,700$222,700 Land $63,000 Building $159,700
2022$2,427.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 210 Staysail Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 210 Staysail Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 89% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARFORD COUNTY D.P.W.
serves 104,567 people · EPA ID MD0120016
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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