210 State Rte 140 E, Utica, KY 42376 Property Records

Daviess County property record for 210 State Rte 140 E, Utica, KY 42376

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,377 sqft · built 2003
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on Record
Tax Bill	$2,453 (2025)
Deeds & Mortgages	Jan 2008 Line of Credit Apr 2009 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`059-00-00-155-09-000`

Property Details

APN / Parcel Number

Primary APN	`059-00-00-155-09-000`
Alternative APN	`2259374`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,377 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	65,340 sqft (1.5 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	210 STATE ROUTE 140 E
City	UTICA
State	KY
Zip	42376-9720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	210 HWY 140 E
Legal Subdivision	L D JENNINGS JR
Legal Lot Number	15
Jurisdiction	DAVIESS KY
Township / Civil Division	UTICA-STANLEY
Census Block Group	2
Census Block	2077
Census Tract	1703

Owner

Source: Daviess County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	210 STATE ROUTE 140 E, UTICA, KY 42376-9720
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2008	Deed of Trust, Mortgage · Line of Credit NATIONAL CITY BANK
Apr 17, 2009	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING AND TRUST CO
Sep 11, 2007	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL CITY MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

January 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIESS KY
Property Address	210 STATE ROUTE 140 E, UTICA, KY 42376-9720
Transaction Type	Mortgage
Record Updated	Mar 13, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001617/563
Date	Jan 4, 2008
Book Page	1617/563
Instrument	2008-00000234

Lender

Name	NATIONAL CITY BANK
Type	Bank
Address	BRECKSVILLE, OH 44141

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIESS KY
Property Address	210 STATE ROUTE 140 E, UTICA, KY 42376-9720
Transaction Type	Mortgage
Record Updated	Mar 13, 2026
Title Company	FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TITLE, L

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001689/402
Date	Apr 17, 2009
Book Page	1689/402
Instrument	2009-00005684

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2024

September 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIESS KY
Property Address	210 STATE ROUTE 140 E, UTICA, KY 42376-9720
Transaction Type	Mortgage
Record Updated	Mar 13, 2026
Title Company	REGIONAL LAND TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001598/391
Date	Sep 11, 2007
Book Page	1598/391
Instrument	2007-00015331

Lender

Name	NATIONAL CITY MORTGAGE
Type	Mortgage Company
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2027

Tax Assessment & Valuation

Source: Daviess County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Daviess County
Unified School District	Daviess County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$238,000 (-)	$238,000 (-)
2025	$2,453.00	$238,000 (+4.39%) Land $27,500 Building $210,500	$238,000 (+4.39%) Land $27,500 Building $210,500
2023		$228,000	$228,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	17 (1989–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2011 · 4 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAVIESS CO WATER DISTRICT serves 33,655 people · EPA ID KY0300387
Water Source	Purchased groundwater from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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