210 Spruce St, Millington, IL 60537 Property Records

Kendall County property record for 210 Spruce St, Millington, IL 60537

Property Summary

Property Type	Single Family Home
Details	1,152 sqft · built 1976
Lot Size	0.293 acres (12,751 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Jun 1995)
Tax Bill	$4,341 (2024)
Deeds & Mortgages	Apr 2026 Line of Credit May 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`04-30-354-006`

Property Details

APN / Parcel Number

Primary APN	`04-30-354-006`

Interior

Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Lot Area	12,751 sqft (0.293 acres)
Lot Dimensions	150 ft deep x 85 ft wide

Location & Zoning

Street Address	210 SPRUCE ST
City	MILLINGTON
State	IL
Zip	60537-1075
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 KANES SUB VILLGAE OF MILLINGTON
Legal Subdivision	KANES SUB
Legal Lot Number	5
Jurisdiction	KENDALL IL
Township / Civil Division	FOX
Census Block Group	2
Census Block	2103
Census Tract	890602

Owner

210 Spruce St is owned and occupied by an individual who acquired it in July 2008.

Source: Kendall County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	210 SPRUCE ST, MILLINGTON, IL 60537-1075
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed of Trust, Mortgage · Line of Credit RESOURCE BANK
May 3, 2022	Deed of Trust, Mortgage · Line of Credit RESOURCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 1995 · Amount on File
Deed Sale	Jun 1, 1995 · Amount on File
Deed Document Number	19954378
Last Transfer Date	Jul 25, 2008
Transfer Doc	0000019025
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Recording Date	Apr 7, 2026
Property Address	210 SPRUCE ST, MILLINGTON, IL 60537-1075
Document Number	0000004794
Instrument Date	Mar 17, 2026
Instrument	20264794
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WHEATLAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 SPRUCE ST, MILLINGTON, IL 60537-1075

Mortgage

Document Number	0000004794,
Date	Apr 7, 2026
Instrument	20264794

Lender

Name	RESOURCE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 15, 2036

Interest

Rate	6.01%
Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	210 SPRUCE ST, MILLINGTON, IL 60537-1075
Transaction Type	Mortgage
Record Updated	May 11, 2022
Title Company	HEARTLAND TITLE COMPANY, WHEATLAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 SPRUCE ST, MILLINGTON, IL 60537-1075

Mortgage

Document Number	0000007883
Date	May 3, 2022
Instrument	202200007883

Lender

Name	RESOURCE BANK
Type	Bank
Address	SOMONAUK, IL 60552

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	May 15, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Fox Township
Municipality	Millington Village
Secondary School District	Newark Community High School District 18 (09 - 12)
Elementary School District	Newark Community Consolidated School District 66 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$71,749 (+6.66%) Land $11,678 Building $60,071	$215,247 (+6.66%) Land $35,034 Building $180,213
2024	$4,341.00	$67,269 Land $10,949 Building $56,320	$201,807 Land $32,847 Building $168,960
2022		$54,262 Land $8,832 Building $45,430	$162,786 Land $26,496 Building $136,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 210 Spruce St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 210 Spruce St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
NewarkNet Fixed Wireless	100 / 100
Rise Broadband Fixed Wireless	100 / 20

May also be available: Watch TV.

Cell Coverage

5G (outdoors only) and 4G LTE

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