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210 Sparrows Way, Lake Lure, NC 28746 Property Records

Rutherford County property record for 210 Sparrows Way, Lake Lure, NC 28746

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,306 sqft · built 2004
Lot Size0.81 acres (35,284 sqft)
OwnerIndividual Name on Record
Last Sale$435,000 (Sep 2021)
Tax Bill$1,528 (2022)
Deeds & MortgagesSep 2021 Sale & Mortgage
Jan 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN0217357

Property Details

APN / Parcel Number

Primary APN0217357
Alternative APNs
  • 217357
  • 557

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,306 sqft Heated Area
Gross Area2,074 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Architectural StyleSplit Level
Exterior MaterialLogs
Foundation TypeBlock
Roof TypeGable
Roof MaterialMetal
Lot Area35,284 sqft (0.81 acres)
Garage Area720 sqft
PorchPorch
Porch Area512 sqft
Patio Area320 sqft

Utilities, Heating & Cooling

Cooling SystemA/C Chilled Water
Heating SystemHeat Pump

Location & Zoning

Account Number557
Old Parcel Number0217357
Street Address210 SPARROWS WAY
CityLAKE LURE
StateNC
Zip28746-9052
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVERBEND LO45 SE2 PL11-53
Legal SubdivisionLOG HOUSE RIVERBEND
Legal Block3
Legal Lot Number45
JurisdictionRUTHERFORD NC
Township / Civil DivisionCHIMNEY ROCK
Census Block Group1
Census Block1021
Census Tract960302

Owner

Source: Rutherford County records, as of September 13, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address290 174TH ST APT 1511, 1511, SUNNY ISLES BEACH, FL 33160-3252
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 9, 2021Warranty Deed, Transfer · Conventional Mortgage
MY MORTGAGE INC
Jan 12, 2021Deed of Trust, Construction Loan · Line of Credit
FIRST BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 9, 2021 · Amount on Record
Deed SaleSep 9, 2021 · Amount on Record
Prior SaleAug 19, 2013 · Amount on Record
Deed Document Number0002051117
Deed Book / Page2051 / 117
Record UpdatedJun 7, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRUTHERFORD NC
Recording DateSep 9, 2021
Property Address210 SPARROWS WAY, LAKE LURE, NC 28746-9052
Document Number0020510117
Book / Page2051 / 117
Map ReferenceMB 10 PG 76-81
Instrument DateSep 7, 2021
Transaction TypeTransfer
Record UpdatedSep 14, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$870.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 828, LAMAR, SC 29069-0828

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address290 174TH ST APT 1511, 1511, SUNNY ISLES BEACH, FL 33160-3252

Mortgage

Document Number0002051120
DateSep 9, 2021
Instrument2051/120
Lender
NameMY MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

January 2021: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionRUTHERFORD NC
Recording DateJan 12, 2021
Property Address210 SPARROWS WAY, LAKE LURE, NC 28746-9052
Document Number0020411548
Book / Page002041 / 001548
Instrument DateJan 12, 2021
Transaction TypeConstruction Loan
Record UpdatedJan 28, 2021
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1217 TIDALWALK DR WILMINGTON NC 284094964, WILMINGTON, NC 28409-4964

Mortgage

Document Number20411548
DateJan 12, 2021
Book Page002041/001548
Lender
NameFIRST BK
TypeBank
AddressWILMINGTON, NC 28403
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRutherford County
Unified School DistrictRutherford County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$410,800 Land $90,000 Building $320,800$410,800 Land $90,000 Building $320,800
2022$1,528.00
2021$1,528.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims11 (2021–2024)
Claims Outside the SFHA4 of 11
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · above 75% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber		1,000 / 1,000
Skyrunner
Fixed Wireless		500 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Pangaea Internet.

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