210 Smith St, Colchester, IL 62326 Property Records

McDonough County property record for 210 Smith St, Colchester, IL 62326

Property Summary

Property TypeResidential Vacant Land
Lot Size0.18 acres (7,900 sqft)
OwnerIndividual Name on File
Last Sale$149,000 (Dec 2025)
Tax Bill$268 (2025)
Deeds & MortgagesDec 2025 Mortgage
Mar 2021 Mortgage
APN05-000-795-00

Property Details

APN / Parcel Number

Primary APN05-000-795-00

Exterior

Lot Area7,900 sqft (0.18 acres)

Location & Zoning

Street Address210 SMITH ST
CityCOLCHESTER
StateIL
Zip62326-1142
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionLOT 2 BLK 3 ROBERTS 1ST ADD
Legal SubdivisionROBERTS 1ST ADD
Legal Block3
Legal Lot Number2
JurisdictionMCDONOUGH IL
Township / Civil DivisionCOLCHESTER
Census Block Group3
Census Block3034
Census Tract11100

Owner

210 Smith St, residential vacant land, is owned by an individual who bought it in December 2025.

Source: McDonough County records, as of July 2, 2026

Owner of RecordIndividual Name on File
Mailing Address206 SMITH ST, COLCHESTER, IL 62326-1142
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 19, 2025Deed of Trust, Mortgage · Conventional Mortgage
MORTON COMMUNITY BANK
Mar 31, 2021Deed of Trust, Mortgage · Conventional Mortgage
IH MISSISSIPPI VALLEY CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 19, 2025 · Amount on File
Deed SaleDec 19, 2025 · Amount on File
Deed Document Number20253554
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCDONOUGH IL
Property Address210 SMITH ST, COLCHESTER, IL 62326-1142
Transaction TypeMortgage
Record UpdatedJan 1, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address206 SMITH ST, COLCHESTER, IL 62326-1142

Mortgage

Document Number0020253555
DateDec 19, 2025
Instrument2025-3555
Lender
NameMORTON COMMUNITY BANK
TypeBank
Address721 W JACKSON ST, MORTON, IL 61550
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2056

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCDONOUGH IL
Property Address210 SMITH ST, COLCHESTER, IL 62326-1142
Transaction TypeMortgage
Record UpdatedApr 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20210932
DateMar 31, 2021
Instrument2021-0932
Lender
NameIH MISSISSIPPI VALLEY CU
TypeCredit Union
AddressMOLINE, IL 61265
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueApr 1, 2036
Interest
Rate TypeFixed Rate
Rate1.87%

Tax Assessment & Valuation

The 2025 property tax bill for 210 Smith St was $268.

Source: McDonough County assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcDonough County
County SubdivisionColchester Township
MunicipalityColchester City
Unified School DistrictWest Prairie Community Unit School District 103 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$268.00$2,654 (+7.15%) Land $2,654$7,962 (+7.15%) Land $7,962
2024$2,477 (+5.67%) Land $2,477$7,431 (+5.67%) Land $7,431
2023$241.00$2,344 Land $2,344$7,032 Land $7,032

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 210 Smith St.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 210 Smith St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLCHESTER
serves 1,395 people · EPA ID IL1090200
Water SourcePurchased surface water from MACOMB
Last State InspectionAug 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
MTC Communications
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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