210 Saint Clair Ave, Spring Lake, NJ 07762 Property Records

Monmouth County and Spring Lake Borough property record for 210 Saint Clair Ave, Spring Lake, NJ 07762

Property Summary

Property Type	Single Family Home
Details	7 bd · 3.5 ba · 4,349 sqft · built 1883
Lot Size	0.344 acres (15,002 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,200,000 (Sep 2000)
Tax Bill	$21,811 (2025)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`47-00105-0000-00017`

Property Details

APN / Parcel Number

Primary APN	`47-00105-0000-00017`
Alternative APN	`470010500017`

Interior

Bedrooms	7 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,349 sqft Living Area
1st Floor Area	1,961 sqft
Upper Floors Area	1,631 sqft
Basement Area	776 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1883
Effective Year Built	Effective 1883
Architectural Style	Colonial
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	15,002 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Pool Area	512 sqft
Porch	Open Porch
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Sewer	Connected

Location & Zoning

Street Address	210 SAINT CLAIR AVE
City	SPRING LAKE
State	NJ
Zip	07762-1526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF10
Legal Description	L18
Legal Block	105
Legal Lot Number	17
Jurisdiction	MONMOUTH NJ
Township / Civil Division	SPRING LAKE
Census Block Group	2
Census Block	2037
Census Tract	809100

Owner

Source: Monmouth County and Spring Lake Borough records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	210 SAINT CLAIR AVE, SPRING LAKE, NJ 07762-1526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2000 · Amount on Record
Deed Sale	Sep 29, 2000 · Amount on Record
Deed Book / Page	5978 / 29
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	210 SAINT CLAIR AVE, SPRING LAKE, NJ 07762-1526
Transaction Type	Mortgage
Record Updated	Nov 9, 2021
Title Company	PRO NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 SAINT CLAIR AVE, SPRING LAKE, NJ 07762-1526

Mortgage

Document Number	0095538102
Date	Oct 26, 2021
Book Page	9553/8102
Instrument	2021157629

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Aug 1, 2026
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	4.37%
Index	Other
Max Rate	7.37%

Tax Assessment & Valuation

Source: Monmouth County and Spring Lake Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Spring Lake Borough
Unified School District	Spring Lake Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$5,010,900 (+4.99%) Land $3,493,000 Building $1,517,900	$5,010,900 (+4.99%) Land $3,493,000 Building $1,517,900
2025	$21,811.00 (-1.13%)	$4,772,700 (+8.44%) Land $3,318,000 Building $1,454,700	$4,772,700 (+8.44%) Land $3,318,000 Building $1,454,700
2024	$22,061.00 (+5.82%)
2023		$4,401,100 Land $3,079,200 Building $1,321,900	$4,401,100 Land $3,079,200 Building $1,321,900
2022	$20,848.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 111 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	111 in force
Nearby Flood Claims	41 (1992–2021)
Claims Outside the SFHA	16 of 41
Most Recent Claim	Jul 2021 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 25 claims Hurricane Irene, Aug 2011 · 2 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE WATER DEPARTMENT serves 11,270 people · EPA ID NJ1348001
Water Source	Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20