210 S Westcott Rd, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 210 S Westcott Rd, Schenectady, NY 12306

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,673 sqft · built 1963
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,738 (2026)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Jul 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`422800 70.6-4-20`

Property Details

APN / Parcel Number

Primary APN	`422800 70.6-4-20`
Alternative APN	`280007000600040200000000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,673 sqft Living Area
1st Floor Area	1,673 sqft
Upper Floors Area	190 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	512 sqft
Porch	Slab
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	210 S WESTCOTT RD
City	SCHENECTADY
State	NY
Zip	12306-1819
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	R,G2,OG,BF,FP,ADD,SP 1.A-68-10
Legal Block	4
Legal Lot Number	20.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	1
Census Block	1021
Census Tract	33002

Owner

210 S Westcott Rd is owned and occupied by two individuals who acquired it in May 2024.

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	210 S WESTCOTT RD, SCHENECTADY, NY 12306-1819
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2022	Executor's Deed, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Jul 7, 2017	Deed of Trust, Mortgage · Line of Credit CAPITAL COMMUNICATIONS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 1, 2024
Transfer Doc	0000039029
Record Updated	Oct 29, 2026

October 2022: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Oct 17, 2022
Property Address	210 S WESTCOTT RD, SCHENECTADY, NY 12306-1819
Document Number	0000055032
Book / Page	2094 / 904
Instrument Date	Aug 31, 2022
Instrument	202255032
Transaction Type	Transfer
Record Updated	Feb 20, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,140.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26 WOODHULL RD, EAST SETAUKET, NY 11733-3735

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 CONVENT AVE APT 26, 26, NEW YORK, NY 10031-6318

Mortgage

Document Number	0000055033
Date	Oct 17, 2022
Book Page	5264/301
Instrument	202255033

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2052

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	210 S WESTCOTT RD, SCHENECTADY, NY 12306-1819
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030399
Date	Jul 7, 2017
Book Page	4771/586
Instrument	201730399

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jul 2, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 210 S Westcott Rd was $7,738, down 7.2% from the year before.

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Schalmont Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,738.00 (-7.23%)
2025	$8,341.00	$208,000 Land $24,000 Building $184,000	$320,000 Land $36,923 Building $283,077
2023		$208,000 Land $24,000 Building $184,000	$273,700 Land $31,581 Building $242,119

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 210 S Westcott Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 210 S Westcott Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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