210 S Summit St, Ione, CA 95640 Property Records

Amador County property record for 210 S Summit St, Ione, CA 95640

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,120 sqft · built 1880
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (May 2026)
Tax Bill	$4,363 (2025)
Deeds & Mortgages	Aug 2022 Second Mortgage May 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`004-249-002-000`

Property Details

APN / Parcel Number

Primary APN	`004-249-002-000`
Alternative APN	`0424900200`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1954
Construction Type	Wood
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Wood Furnace
Heating Fuel	Wood
Sewer	Connected

Location & Zoning

Street Address	210 S SUMMIT ST
City	IONE
State	CA
Zip	95640-7807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC
Legal Description	RANCHO ARROYO SECO 36M9 LOT 1
Legal Subdivision	RANCHO ARROYO SECO
Legal Lot Number	1
Jurisdiction	AMADOR CA
Township / Civil Division	IONE
Census Block Group	1
Census Block	1028
Census Tract	303

Owner

Source: Amador County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	210 S SUMMIT ST, IONE, CA 95640-7807
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP
May 18, 2026	Grant Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Feb 23, 2026	Trustee's Deed, Foreclosure
Oct 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FIN'L SVCS INC
Oct 2, 2020	Grant Deed, Transfer PAYOT TITLE SERVICES, PASION TITLE SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2026 · Amount on Record
Deed Sale	May 18, 2026 · Amount on Record
Prior Sale	Feb 23, 2026 · Amount on Record
Deed Document Number	20262786
Prior Transfer Date	Feb 13, 2026
Prior Transfer Doc	0000000946
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Property Address	210 S SUMMIT ST, IONE, CA 95640-7807
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 S SUMMIT ST, IONE, CA 95640-7807

Mortgage

Document Number	0000006696
Date	Aug 3, 2022
Instrument	2022-0006696

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jun 1, 2052

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	AMADOR CA
Recording Date	May 18, 2026
Property Address	210 S SUMMIT ST, IONE, CA 95640-7807
Document Number	0000002786
Instrument Date	Apr 7, 2026
Instrument	20262786
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	TITLE CONNECTION, TITLE CONNECT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$26,664.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 S SUMMIT ST, IONE, CA 95640-7807

Mortgage

Document Number	0000002787,
Date	May 18, 2026
Instrument	20262787

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

February 2026: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	AMADOR CA
Recording Date	Feb 23, 2026
Property Address	210 S SUMMIT ST, IONE, CA 95640-7807
Document Number	0000000946
Instrument Date	Aug 3, 2022
Instrument	2026-0000946
Transaction Type	Foreclosure
Record Updated	Mar 9, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11988 EXIT 5 PKWY BLDG 4, 4, FISHERS, IN 46037-8022

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Property Address	210 S SUMMIT ST, IONE, CA 95640-7807
Document Number	0000008906
Instrument Date	Oct 1, 2020
Transaction Type	Mortgage
Record Updated	Oct 13, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 FOOTHILL BLVD IONE CA 956409638, IONE, CA 95640-9638

Mortgage

Document Number	0000008906
Date	Oct 5, 2020
Instrument	8906

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2050

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	AMADOR CA
Recording Date	Oct 2, 2020
Property Address	210 S SUMMIT ST, IONE, CA 95640-7807
Document Number	0000008905
Instrument Date	Sep 28, 2020
Instrument	8905
Transaction Type	Transfer
Record Updated	Oct 14, 2020
Title Company	PAYOT TITLE SERVICES, PASION TITLE SVCS

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 S SUMMIT ST IONE CA 95640, IONE, CA 95640

Tax Assessment & Valuation

Source: Amador County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Amador County
Municipality	Ione City
Unified School District	Amador County Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$270,496 (+2%) Land $88,324 Building $182,172
2025	$4,363.00 (+4.68%)	$265,193 (+4.04%) Land $86,593 Building $178,600
2024	$4,168.00 (+61.61%)		$342,810
2023	$2,579.00 (-26.57%)	$254,898 Land $83,232 Building $171,666
2022	$3,512.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	9 (1980–2022)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Dec 2022 · 2 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 50% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AWA, IONE serves 7,227 people · EPA ID CA0310002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	10 / 1

May also be available: unWired Broadband, Verizon, Volcano Vision.

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