210 S Ross Point Rd, Post Falls, ID 83854 Property Records

Kootenai County property record for 210 S Ross Point Rd, Post Falls, ID 83854

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,586 sqft · built 1978
Lot Size	0.273 acres (11,892 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,923 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Apr 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`P75000000020`

Property Details

APN / Parcel Number

Primary APN	`P75000000020`
Alternative APN	`103240`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,586 sqft Living Area

Exterior

Year Built	Built 1978
Construction Type	Frame
Foundation Type	Concrete
Lot Area	11,892 sqft (0.273 acres)
Garage Type	Attached
Garage Area	790 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump

Location & Zoning

Account Number	103240
Street Address	210 S ROSS POINT RD
City	POST FALLS
State	ID
Zip	83854-9755
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGEWOOD, LT 2 0150N05W
Legal Subdivision	RIDGEWOOD
Legal Lot Number	2,150
Jurisdiction	KOOTENAI ID
Township / Civil Division	POST FALLS-RATHDRUM
Census Block Group	4
Census Block	4030
Census Tract	602

Owner

210 S Ross Point Rd is owned and occupied by two individuals who acquired it in October 2025.

Source: Kootenai County records, as of December 1, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	210 S ROSS POINT RD, POST FALLS, ID 83854-9755
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2017	Deed of Trust, Mortgage · VA Mortgage PLATINUM HOME MORTGAGE CORP
Apr 7, 2021	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU
Mar 9, 2020	Deed of Trust, Mortgage · VA Mortgage SPOKANE TEACHERS CU
Feb 12, 2020	Deed of Trust, Mortgage · VA Mortgage SPOKANE TEACHERS CU
Apr 22, 2019	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Oct 3, 2025	Warranty Deed, Transfer · Conventional Mortgage MOUNTAIN WEST BANK

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Oct 3, 2025
Deed Sale	Oct 3, 2025
Prior Sale	May 22, 2007
Deed Document Number	3018863000
Record Updated	Jun 8, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	210 S ROSS POINT RD, POST FALLS, ID 83854-9755
Transaction Type	Mortgage
Record Updated	Oct 20, 2025
Title Company	TITLEONE BOISE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2589256000
Date	Apr 7, 2017
Instrument	2589256000

Lender

Name	PLATINUM HOME MORTGAGE CORP
Type	Mortgage Company
Address	ROLLING MEADOWS, IL 60008

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	210 S ROSS POINT RD, POST FALLS, ID 83854-9755
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2824470000
Date	Apr 7, 2021
Instrument	2824470000

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 6, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	210 S ROSS POINT RD, POST FALLS, ID 83854-9755
Transaction Type	Mortgage
Record Updated	Oct 20, 2025
Title Company	TITLEONE BOISE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2740103000
Date	Mar 9, 2020
Instrument	2740103000

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	210 S ROSS POINT RD, POST FALLS, ID 83854-9755
Transaction Type	Mortgage
Record Updated	Oct 20, 2025
Title Company	TITLEONE BOISE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2736236000
Date	Feb 12, 2020
Instrument	2736236000

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	210 S ROSS POINT RD, POST FALLS, ID 83854-9755
Transaction Type	Mortgage
Record Updated	Oct 20, 2025
Title Company	ALLIANCE TITLE-BOISE PRODUCT, ALLIANCE TTL BOISE PRODICTIO

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2688948000
Date	Apr 22, 2019
Instrument	2688948000

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Oct 3, 2025
Property Address	210 S ROSS POINT RD, POST FALLS, ID 83854-9755
Document Number	3018863000
Map Reference	MB E PG 230
Instrument Date	Oct 3, 2025
Instrument	3018863000
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	210 S ROSS POINT RD, POST FALLS, ID 83854-9755

Mortgage

Document Number	3018864000
Date	Oct 3, 2025
Instrument	3018864000

Lender

Name	MOUNTAIN WEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 210 S Ross Point Rd was $1,923 with a homeowner's exemption, up 4.2% from the year before.

Source: Kootenai County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Municipality	Post Falls City
Unified School District	Post Falls School District 273 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,923.00 (+4.17%) Homeowner's exemption	$482,200 Land $162,500 Building $319,700	$482,200 Land $162,500 Building $319,700
2024	$1,846.00 (+14.09%)
2023	$1,618.00 (-38.31%) Homeowner's exemption	$476,172 (-13.49%) Land $153,600 Building $322,572	$476,172 (-13.49%) Land $153,600 Building $322,572
2022	$2,623.00 Homeowner's exemption	$550,413 Land $192,000 Building $358,413	$550,413 Land $192,000 Building $358,413

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 210 S Ross Point Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 210 S Ross Point Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of Idaho
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POST FALLS serves 20,285 people · EPA ID ID1280147
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20

May also be available: Verizon, Ziply Fiber.

Nearby Properties on S Ross Point Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures