210 S Main St, O Fallon, IL 62269 Property Records

St. Clair County property record for 210 S Main St, O Fallon, IL 62269

Property Summary

Property Type	Exempt (Full or Partial)
Lot Size	3.05 acres (132,858 sqft)
Owner	Company Name on Record
Deeds & Mortgages	Jun 2026 Construction Loan Jun 2023 Mortgage
APN	`09-05-0-409-011`

Property Details

APN / Parcel Number

Primary APN	`09-05-0-409-011`

Exterior

Lot Area	132,858 sqft (3.05 acres)

Location & Zoning

Street Address	210 S MAIN ST
City	O FALLON
State	IL
Zip	62269-2935
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Legal Description	LOVELY LANE ADD LOT/SEC-3 LOT 3 A02816996
Legal Subdivision	LOVELY LANE ADD
Legal Block	409
Legal Lot Number	3
Jurisdiction	ST CLAIR IL
Township / Civil Division	SHILOH VALLEY
Census Block Group	2
Census Block	2018
Census Tract	503907

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	210 S MAIN ST, O FALLON, IL 62269-2935
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed of Trust, Mortgage · Construction Mortgage BANK OF O'FALLON
Jun 21, 2023	Deed of Trust, Mortgage · Commercial Mortgage BANK OF OFALLON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2024
Deed Sale	Jun 25, 2024
Prior Sale	Dec 12, 2023
Deed Document Number	20242816996
Prior Transfer Date	Jun 19, 2024
Prior Transfer Doc	0002816996
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Recording Date	Jun 16, 2026
Property Address	210 S MAIN ST, O FALLON, IL 62269-2935
Document Number	0002886652
Instrument Date	Jun 8, 2026
Instrument	20262886652
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002886652,
Date	Jun 16, 2026
Instrument	20262886652

Lender

Name	BANK OF O'FALLON

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Mar 8, 2027

Interest

Rate Type	Fixed Rate
Rate	6.5%
Initial Type	Fixed Rate
Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	210 S MAIN ST, O FALLON, IL 62269-2935
Transaction Type	Mortgage
Record Updated	Jul 17, 2023
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02784306
Date	Jun 21, 2023
Instrument	A02784306

Lender

Name	BANK OF OFALLON
Type	Bank
Address	O FALLON, IL 62269

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 13, 2028

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Shiloh Valley Township
Municipality	Shiloh Village
Secondary School District	O'Fallon Township High School District 203 (09 - 12)
Elementary School District	Shiloh Village School District 85 (PK - 08)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$82,772 (+8.73%) Land $82,772	$248,316 (+8.73%) Land $248,316
2024	$76,126 (+10.61%) Land $76,126	$228,378 (+10.61%) Land $228,378
2022	$68,822 Land $68,822	$206,466 Land $206,466

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: ClearWave, Wisper ISP.

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