210 S Academy St, Geneva, AL 36340 Property Records

Geneva County property record for 210 S Academy St, Geneva, AL 36340

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,421 sqft · built 1965
Lot Size	0.28 acres (12,000 sqft)
Owner	Individual Name on File
Tax Bill	$438 (2026)
Deeds & Mortgages	Sep 2020 Line of Credit Feb 2017 Sale
Flood Zone	Zone X (reduced by levee)
APN	`1804203024008000`

Property Details

APN / Parcel Number

Primary APN	`1804203024008000`
Alternative APN	`0000792770`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,421 sqft Heated Area
1st Floor Area	1,421 sqft
Utility Area	126 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1988
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	12,000 sqft (0.28 acres)
Lot Dimensions	160 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	126 sqft
Carport	Carport
Carport Area	126 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	156 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	0000792770
Street Address	210 S ACADEMY ST
City	GENEVA
State	AL
Zip	36340-2401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG 491.7' N OF INT W R/W OF S ACADEMY ST & N R/W CHURCH ST; N'LY ALG S ACADEMY ST 75', SW'LY 160', SE'LY 75', NE'LY 160' TO
Legal Range	22E
Legal Township	01N
Legal Section	20
Legal Subdivision	BLOCK M OF DANNELLY ADD
Legal Block	M
Legal Lot Number	14
Jurisdiction	GENEVA AL
Township / Civil Division	GENEVA
Census Block Group	3
Census Block	3024
Census Tract	50300

Owner

210 S Academy St is owned and occupied by an individual who acquired it in February 2017.

Source: Geneva County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	210 S ACADEMY ST, GENEVA, AL 36340-2401
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2020	Deed of Trust, Mortgage · Line of Credit ALABAMA TELCO CU
Feb 15, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2017
Deed Sale	Feb 15, 2017
Deed Book / Page	945 / 372
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENEVA AL
Property Address	210 S ACADEMY ST, GENEVA, AL 36340-2401
Transaction Type	Mortgage
Record Updated	Jun 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001077/172
Date	Sep 15, 2020
Book Page	1077/172

Lender

Name	ALABAMA TELCO CU
Type	Credit Union
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 14, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENEVA AL
Recording Date	Feb 15, 2017
Property Address	210 S ACADEMY ST, GENEVA, AL 36340-2401
Document Number	000945/372
Book / Page	945 / 372
Instrument Date	Feb 15, 2017
Transaction Type	Transfer
Record Updated	Jun 8, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 210 S Academy St was $438 with a homeowner's exemption, down 6.4% from the year before.

Source: Geneva County assessment roll, as of April 10, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Geneva County
Municipality	Geneva City
Unified School District	Geneva City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$438.00 (-6.41%) Homeowner's exemption
2025	$468.00	$11,880 (-) Land $1,120 Building $10,760	$118,600 (-) Land $11,100 Building $107,500
2024	$468.00 (+22.83%) Homeowner's exemption	$11,880 (+2%) Land $1,120 Building $10,760	$118,600 (+20.04%) Land $11,100 Building $107,500
2023	$381.00 (+14.76%) Homeowner's exemption	$9,900 (+12.76%) Land $1,120 Building $8,780	$98,800 (+12.66%) Land $11,100 Building $87,700
2022	$332.00 Homeowner's exemption	$8,780 Land $760 Building $8,020	$87,700 Land $7,500 Building $80,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 210 S Academy St in Zone X, where a levee reduces flood risk, though there have been 28 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	28 (1978–2013)
Claims Outside the SFHA	18 of 28
Most Recent Claim	Feb 2013 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Tornadoes & Straight-line, Mar 2009 · 6 claims Hurricane Georges, Sep 1998 · 3 claims Severe Storms, Tornadoes & Flooding, Mar 1990 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 210 S Academy St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 82% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GENEVA, THE WW & SB OF THE serves 9,600 people · EPA ID AL0000622
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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