Kane County property record for 210 S 10th Ave, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,231 sqft · built 1941 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $370,000 (Nov 2022) |
| Tax Bill | $7,731 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Jul 2021 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-27-486-002 |
| Primary APN | 09-27-486-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,231 sqft Living Area |
| 1st Floor Area | 1,231 sqft |
| Basement Area | 616 sqft |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,000 sqft (0.115 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 210 S 10TH AVE |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-3104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PERKINS, SARAH E., ADD. - SLY 50 FT OF BOTH LOTS 6 & 6 BLK 7 |
| Legal Subdivision | PERKINS SARAH E ADD |
| Legal Block | 7 |
| Legal Lot Number | 6 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 852300 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 210 S 10TH AVE, SAINT CHARLES, IL 60174-3104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Nov 22, 2022 | Warranty Deed, Transfer · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Jul 22, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance USAA FSB |
| Dec 4, 2018 | Deed of Trust, Mortgage · VA Mortgage NATIONAL BANK OF KANSAS CITY |
| Dec 9, 2019 | Deed of Trust, Mortgage · VA Mortgage USAA |
| Dec 13, 2016 | Deed of Trust, Mortgage · VA Mortgage USAA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 22, 2022 · Amount on Record |
| Deed Sale | Nov 22, 2022 · Amount on Record |
| Prior Sale | Oct 14, 2015 · Amount on Record |
| Deed Document Number | 202255943 |
| Prior Transfer Date | Dec 10, 2007 |
| Prior Transfer Doc | 0000122510 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Nov 22, 2022 |
| Property Address | 210 S 10TH AVE, ST CHARLES, IL 60174-3104 |
| Document Number | 0000055943 |
| Instrument Date | Nov 18, 2022 |
| Instrument | 2022K055943 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $370.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 210 SOUHT 10TH AVENUE, SAINT CHARLES, IL 60174 |
| Investor | Possibly a Property Investor |
| Document Number | 0000055944 |
|---|---|
| Date | Nov 22, 2022 |
| Instrument | 2022K055944 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 210 S 10TH AVE, ST CHARLES, IL 60174-3104 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000056209 |
|---|---|
| Date | Jul 22, 2021 |
| Instrument | 2021K056209 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Rate | 2.75% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 210 S 10TH AVE, ST CHARLES, IL 60174-3104 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000058262 |
|---|---|
| Date | Dec 4, 2018 |
| Instrument | 2018K058262 |
| Name | NATIONAL BANK OF KANSAS CITY |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64114 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 210 S 10TH AVE, ST CHARLES, IL 60174-3104 |
| Document Number | 0000061716 |
| Instrument Date | Dec 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 210 S 10TH AVE ST CHARLES IL 601743104, ST CHARLES, IL 60174-3104 |
| Document Number | 0000061716 |
|---|---|
| Date | Dec 19, 2019 |
| Instrument | 61716 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 18, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 210 S 10TH AVE, ST CHARLES, IL 60174-3104 |
| Document Number | 0000002682 |
| Instrument Date | Dec 13, 2016 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 210 S 10TH AVE ST CHARLES IL 601743104, ST CHARLES, IL 60174-3104 |
| Document Number | 0000002682 |
|---|---|
| Date | Jan 17, 2017 |
| Instrument | 2682 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 16, 2047 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,731.00 (+43.59%) Homeowner's exemption | $118,239 (+8.53%) Land $28,008 Building $90,231 | $354,859 (+8.53%) Land $84,058 Building $270,801 |
| 2024 | $108,946 (+41%) Land $25,807 Building $83,139 | $326,969 (+41.05%) Land $77,452 Building $249,517 | |
| 2022 | $5,384.00 (-2.41%) Disabled Person's exemption Veteran's exemption | $77,269 (+4.91%) Land $23,242 Building $54,027 | $231,807 (+4.91%) Land $69,726 Building $162,081 |
| 2021 | $5,517.00 Homeowner's exemption | $73,652 Land $22,154 Building $51,498 | $220,956 Land $66,462 Building $154,494 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 29 (1979–2020) |
| Claims Outside the SFHA | 5 of 29 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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